Florida › Assumable mortgages

Assumable mortgages in Florida

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

77 firms with a Florida office list assumable mortgages on their own sites: 12 mortgage lenders, 62 mortgage brokers, 2 banks, 1 credit union. Pick a city for the local list, or scan the firms with the most complete public data below.

By city

• Orlando8 firms
• Miami6 firms
• Tampa6 firms
• Boca Raton6 firms
• Naples5 firms

24 of the 77 firms

Firms appear here as their city goes live.

• Mortgage lender

  Carrington Mortgage Services, LLC

  Jacksonville +1 more NMLS 1133936

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • Conventional mortgages
  • +10 more
  1,296 FL loans in 2025See this lender
• FIMortgage lender

  Fairway Independent Mortgage Corporation

  Apalachicola +19 more NMLS 1162377

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Bridge loans
  • Rate buydown mortgages
  • +15 more
  3,153 FL loans in 2025See this lender
• Bank

  Manufacturers and Traders Trust Company

  Naples +2 more

  • Assumable mortgages
  • Cash out refinance
  • FHA loans
  • HELOCs
  • +7 more
  342 FL loans in 2025See this bank
• MFMortgage lender

  The Mortgage Firm, INC.

  Altamonte Springs +17 more NMLS 1230836

  • 15 year fixed mortgages
  • Alt doc HELOCs
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +25 more
  2,851 FL loans in 2025See this lender
• Mortgage broker

  1St Choice Financial, INC.

  Miami NMLS 2597847

  • Assumable mortgages
  • Bank statement loans
  • Cash out refinance
  • Commercial real estate loans
  • +17 more
  See this broker
• Mortgage broker

  Aaa Capital Funding, INC.

  Fort Lauderdale NMLS 374739

  • Asset depletion loans
  • Assumable mortgages
  • Bank statement loans
  • Cash out refinance
  • +20 more
  See this broker
• ASMortgage lender

  America's Money Source, INC

  Apopka +1 more NMLS 1405106

  • Assumable mortgages
  • Conventional mortgages
  • FHA loans
  • Refinance
  • +1 more
  See this lender
• Mortgage broker

  American Nationwide Mortgage Company, INC.

  St Cloud +1 more NMLS 13392

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • +14 more
  See this broker
• Bank

  BankUnited, National Association

  Altamonte Springs +38 more

  • Assumable mortgages
  • Business acquisition loans
  • Commercial real estate loans
  • Conventional mortgages
  • +13 more
  See this bank
• Mortgage broker

  Bennett Capital Partners, LLC

  Miami NMLS 2046862

  • 1099 income loans
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Assumable mortgages
  • +40 more
  See this broker
• Mortgage broker

  Core Home Loans LLC

  Tampa NMLS 2002703

  • Assumable mortgages
  • Blanket and portfolio loans
  • Conventional mortgages
  • Mortgages after bankruptcy or foreclosure
  • +6 more
  See this broker
• EMMortgage broker

  Ebenezer Mortgage Solutions, LLC

  Tampa NMLS 1912387

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • +19 more
  See this broker
• Mortgage broker

  Family America Mortgage CORP

  Coral Gables NMLS 991740

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • Commercial real estate loans
  • +12 more
  See this broker
• Mortgage broker

  Fidelity Home Group CORP.

  Orlando NMLS 1834853

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Assumable mortgages
  • Bank statement loans
  • +29 more
  See this broker
• FMMortgage broker

  Florida Mortgage Funding CORP.

  Ave Maria NMLS 1423907

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • Construction loans
  • +13 more
  See this broker
• Mortgage broker

  Fort Funding CORP.

  Boca Raton NMLS 39463

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Commercial real estate loans
  • Condo mortgages
  • +14 more
  See this broker
• Mortgage broker

  Globe Mortgage, INC.

  Miami NMLS 1390856

  • 10 year fixed mortgages
  • 1099 income loans
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • +29 more
  See this broker
• HSMortgage broker

  Hs Solutions Investments & Loans, INC

  Orlando NMLS 1773725

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • Conventional mortgages
  • +14 more
  See this broker
• Mortgage broker

  Intel Loans, INC.

  Coral Gables NMLS 2858705

  • 1099 income loans
  • Alt doc HELOCs
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +27 more
  See this broker
• Mortgage broker

  Lendirect Mortgage, INC

  Sarasota NMLS 117959

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Bridge loans
  • Cash out refinance
  • +13 more
  See this broker
• Mortgage broker

  Miami Preferred Home Loans INC

  Boca Raton NMLS 2269352

  • Asset depletion loans
  • Assumable mortgages
  • Blanket and portfolio loans
  • Cash out refinance
  • +15 more
  See this broker
• Mortgage broker

  Mortgage Expert, INC.

  Orlando NMLS 2412313

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • +17 more
  See this broker
• NMMortgage broker

  New Millennium Mortgage Co.

  Sarasota NMLS 331173

  • Assumable mortgages
  • Commercial real estate loans
  • Conventional mortgages
  • FHA loans
  • +2 more
  See this broker
• Mortgage broker

  Nexgen Capital CORP

  Naples NMLS 1766649

  • 1099 income loans
  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • +12 more
  See this broker

• All of FloridaEvery city and loan type

Questions people ask

How many Florida lenders offer assumable mortgages?

77 firms with a Florida office list assumable mortgages on their own websites as of October 15, 2026: 12 mortgage lenders, 62 mortgage brokers, 2 banks, 1 credit union. Out-of-state companies licensed in Florida without a local office are not counted here.