Florida › Naples › Manufacturers and Traders Trust Company
Manufacturers and Traders Trust Company
Manufacturers and Traders Trust Company is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 3 licensed Florida offices: Naples, North Palm Beach, Palm Beach. It is part of M&T BANK CORPORATION.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Naples, North Palm Beach, Palm Beach |
| Legal entity | Manufacturers and Traders Trust Company, LEI WWB2V0FCW3A0EE3ZJN75, Active |
| Parent company | M&T BANK CORPORATION |
| Counties | Collier, Palm Beach |
| Website | mtb.com |
| Phone | (800) 724-2440 |
Loan types Manufacturers and Traders Trust Company lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Naples firms offering it.
- Assumable mortgages
- Cash out refinance
- FHA loans
- HELOCs
- Home equity loans
- Investment property and rental loans
- Refinance
- SBA loans
- Second home mortgages
- USDA loans
- VA loans
Bank facts from the FDIC
| Total assets | $218,788,000,000 |
| Deposits | $172,325,000,000 |
| Offices nationwide | 960 |
| Florida offices | 3 |
| Return on assets | 1.40% |
| Established | 1856 |
| Headquarters | Buffalo, NY |
| Holding company | M&T BANK CORP |
FDICFDIC institution record for certificate 588, latest quarterly filing. Dollar figures as reported.
Loan mix from federal filings
| Florida loans originated, 2025 | 342 |
| Applications | 892 |
| Denial rate | 31% |
| Conventional / FHA / VA / USDA | 67% / 13% / 20% / 0% |
| Purchase / refinance / cash out | 49% / 6% / 14% |
| Home improvement / other purpose | 11% / 20% |
| Home equity lines of credit (HELOC) | 78 of the 342 |
| Investor and second home share | 24% |
| Dollar volume | $194,030,000 |
| Top counties | Palm Beach (37), Lee (23), Collier (22), Hillsborough (20), Miami-Dade (20) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by Manufacturers and Traders Trust Company. Counts are loans in Florida only.
Manufacturers and Traders Trust Company offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Naples | 850 Park Shore Drive 34103 | Branch | |
| North Palm Beach | 2000 Pga Blvd 33408 | Branch | |
| Palm Beach | 240 Royal Palm Way 33480 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Collier County at a glance
| Mortgage applications filed in 2025 | 19,243 |
| Loans originated | 9,281 |
| Denial rate | 18% |
| FHA share of originations | 9% |
| VA share | 3% |
| Investor and second home share | 24% |
| Dollar volume originated | $5,094,335,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $764,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Collier County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.