Florida › DSCR loans

DSCR loans in Florida

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

290 firms with a Florida office list DSCR loans on their own sites: 64 mortgage lenders, 224 mortgage brokers, 1 bank, 1 credit union. Pick a city for the local list, or scan the firms with the most complete public data below.

By city

• Miami38 firms
• Orlando24 firms
• Tampa24 firms
• Boca Raton21 firms
• Fort Lauderdale12 firms
• Jacksonville12 firms
• Coral Gables8 firms
• Sarasota8 firms
• Naples7 firms

24 of the 290 firms

Firms appear here as their city goes live.

• Mortgage lender

  A&D Mortgage LLC

  Fort Lauderdale +1 more NMLS 1857076

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Rate buydown mortgages
  • +22 more
  5,245 FL loans in 2025See this lender
• Mortgage lender

  Acre Mortgage & Financial, INC.

  Tampa NMLS 2450241

  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • Down payment assistance programs
  • +14 more
  96 FL loans in 2025See this lender
• AMMortgage lender

  Alcova Mortgage LLC

  Crystal River +4 more NMLS 1458429

  • 1099 income loans
  • Bank statement loans
  • Bridge loans
  • Cash out refinance
  • +12 more
  158 FL loans in 2025See this lender
• AFMortgage lender

  American Financial Network, INC.

  Cape Coral +9 more NMLS 1579237

  • Down payment assistance programs
  • DSCR loans
  • FHA loans
  • First time home buyer loans and programs
  • +3 more
  1,724 FL loans in 2025See this lender
• CRMortgage lender

  Consumer Real Estate Finance Co.

  Fort Lauderdale +2 more NMLS 104621

  • Bank statement loans
  • Bridge loans
  • Business acquisition loans
  • Cash out refinance
  • +17 more
  107 FL loans in 2025See this lender
• Mortgage lender

  Embrace Home Loans, INC.

  Gainesville +5 more NMLS 1190302

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Rate buydown mortgages
  • Cash out refinance
  • +20 more
  627 FL loans in 2025See this lender
• HAMortgage lender

  Home Access Financial, LLC

  Tampa NMLS 1516011

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Bridge loans
  • Construction loans
  • +14 more
  75 FL loans in 2025See this lender
• Mortgage broker

  Mortgagehotline.Net LLC

  Orlando NMLS 2306288

  • Asset depletion loans
  • Bank statement loans
  • Conventional mortgages
  • DSCR loans
  • +15 more
  20 FL loans in 2025See this broker
• MMMortgage lender

  Movement Mortgage, LLC

  Bonita Springs +24 more NMLS 1166394

  • Cash out refinance
  • Condo mortgages
  • Conventional mortgages
  • DSCR loans
  • +12 more
  4,122 FL loans in 2025See this lender
• MFMortgage lender

  The Mortgage Firm, INC.

  Altamonte Springs +17 more NMLS 1230836

  • 15 year fixed mortgages
  • Alt doc HELOCs
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +25 more
  2,851 FL loans in 2025See this lender
• CMMortgage lender

  Crosscountry Mortgage, LLC

  Auburndale +38 more NMLS 1212907

  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Condo mortgages
  • Conventional mortgages
  • +13 more
  11,987 FL loans in 2025See this lender
• Mortgage broker

  1St Choice Financial, INC.

  Miami NMLS 2597847

  • Assumable mortgages
  • Bank statement loans
  • Cash out refinance
  • Commercial real estate loans
  • +17 more
  See this broker
• Mortgage lender

  1St Florida Lending CORP

  Orlando NMLS 359304

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Blanket and portfolio loans
  • +37 more
  See this lender
• Mortgage broker

  5 Star Mortgage, LLC

  Tampa NMLS 1693282

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Rate buydown mortgages
  • +18 more
  See this broker
• Mortgage broker

  5Th Avenue Mortgage Corporation

  Fort Lauderdale NMLS 2413588

  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • DSCR loans
  • +12 more
  See this broker
• Mortgage broker

  A To Z Capital INC.

  Boca Raton NMLS 1761721

  • Bank statement loans
  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • +15 more
  See this broker
• Mortgage broker

  Aaa Capital Funding, INC.

  Fort Lauderdale NMLS 374739

  • Asset depletion loans
  • Assumable mortgages
  • Bank statement loans
  • Cash out refinance
  • +20 more
  See this broker
• Mortgage broker

  Abco Mortgage LLC

  Coral Gables NMLS 2666400

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Bridge loans
  • Commercial real estate loans
  • +17 more
  See this broker
• Mortgage broker

  Alon Finance Group, LLC

  Orlando NMLS 373142

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Business acquisition loans
  • Cash out refinance
  • +23 more
  See this broker
• Mortgage broker

  American Dream Lending LLC

  Miami NMLS 2370060

  • Cash out refinance
  • DSCR loans
  • FHA loans
  • First time home buyer loans and programs
  • +3 more
  See this broker
• AMMortgage broker

  American Mortgage Lenders, CORP

  Boca Raton NMLS 1287994

  • Asset depletion loans
  • Bridge loans
  • Commercial real estate loans
  • Construction loans
  • +16 more
  See this broker
• Mortgage broker

  American Mortgage Services, INC.

  Tampa NMLS 259805

  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • Commercial real estate loans
  • +18 more
  See this broker
• Mortgage broker

  American Nationwide Mortgage Company, INC.

  St Cloud +1 more NMLS 13392

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • +14 more
  See this broker
• AMMortgage broker

  Anchor Mortgage Co

  Coral Springs +1 more NMLS 2700159

  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • Commercial real estate loans
  • +12 more
  See this broker

• All of FloridaEvery city and loan type

Questions people ask

How many Florida lenders offer DSCR loans?

290 firms with a Florida office list DSCR loans on their own websites as of October 15, 2026: 64 mortgage lenders, 224 mortgage brokers, 1 bank, 1 credit union. Out-of-state companies licensed in Florida without a local office are not counted here.