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American Dream Lending LLC
American Dream Lending LLC is a mortgage broker: it arranges loans through other companies’ money and does not fund the loan itself (Fla. Stat. 494.001(23); CFPB: “a broker does not lend money”). It has 1 licensed Florida office: Miami.
| Kind | Mortgage broker |
| License or charter | Florida mortgage broker (Chapter 494), status Approved |
| NMLS id | 2370060 (company) |
| Florida offices | Miami |
| Counties | Miami-Dade |
| Website | adreamlending.com |
| Phone | (786) 833-9146 |
Loan types American Dream Lending LLC lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Miami firms offering it.
- Cash out refinance
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- Jumbo loans
- Non QM loans
- Refinance
American Dream Lending LLC offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Miami | 12985 Sw 130 Ct, Suite 208 33186 | (305) 992-5218 | Principal office |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.