Florida › Miami › Dade County
Dade County
Dade County is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 8 licensed Florida offices: Cutler Bay, Hialeah, Homestead, Miami, Miami Gardens, North Miami Beach, Pembroke Pines, Sweetwater.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Cutler Bay, Hialeah, Homestead, Miami, Miami Gardens, North Miami Beach, Pembroke Pines, Sweetwater |
| Legal entity | Miami-Dade County, Florida, LEI 549300QG0NBD9HULR263, Active |
| Counties | Broward, Miami-Dade |
| Website | dcfcu.org |
| Phone | (305) 471-5080 |
| Address shown on its site | 1500 NW 107 Avenue Sweetwater, FL 33172 |
Loan types Dade County lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Miami firms offering it.
- Cash out refinance
- FHA loans
- HELOCs
- Home equity loans
- Interest only mortgages
- Jumbo loans
- Refinance
- Reverse mortgages
- Small business loans
Credit union facts from the NCUA
| Total assets | $1,435,332,996 |
| Members | 108,320 |
| Residential mortgage loans outstanding | $201,716,444 |
| Residential mortgages granted this year | $27,217,734 |
| Florida branches | 11 |
| Year opened | 1991 |
| Headquarters | Sweetwater, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 24508. Residential figures are 1 to 4 family and other consumer real estate loans.
Loan mix from federal filings
| Florida loans originated, 2025 | 296 |
| Applications | 735 |
| Denial rate | 34% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 17% / 0% / 37% |
| Home improvement / other purpose | 29% / 18% |
| Home equity lines of credit (HELOC) | 240 of the 296 |
| Investor and second home share | 2% |
| Dollar volume | $57,540,000 |
| Top counties | Miami-Dade (231), Broward (56), Collier (3), Monroe (2), Hillsborough (1) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by DADE COUNTY FEDERAL CREDIT UNION. Counts are loans in Florida only.
Dade County offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Sweetwater | 1500 Nw 107th Ave 33172 | (305) 471-5080 | Principal office |
| Cutler Bay | 20295 S Dixie Hwy 33189 | (305) 471-5080 | Branch |
| Hialeah | 1012 W 49th St 33012 | (305) 471-5080 | Branch |
| Homestead | 29850 S Dixie Hwy 33033 | (305) 471-5080 | Branch |
| Miami | 10900 Sw 88th St 33176 | (305) 471-5080 | Branch |
| Miami | 111 Nw 1st St 33128 | (305) 471-5080 | Branch |
| Miami | 1611 Nw 12th Ave Ste H 33136 | (305) 471-5080 | Branch |
| Miami Gardens | 19501 Nw 27th Ave 33056 | (305) 471-5080 | Branch |
| Miami Gardens | 20645 Nw 2nd Ave 33169 | (305) 471-5080 | Branch |
| Pembroke Pines | 179 N Hiatus Rd 33026 | (305) 471-5080 | Branch |
| Sweetwater | 1500 Nw 107th Ave 33172 | (305) 471-5080 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
Other lenders and brokers in Miami
Mortgage lenderA&D Mortgage LLC
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Bank statement loans
- Rate buydown mortgages
- +22 more
5,245 FL loans in 2025See this lender
Credit unionAmerican Airlines Federal Credit Union
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Construction loans
- +12 more
282 FL loans in 2025See this credit union- AFMortgage lender
American Financial Network, INC.
- Down payment assistance programs
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- +3 more
1,724 FL loans in 2025See this lender - ECredit union
Educational
- First time home buyer loans and programs
- HELOCs
- Home equity loans
- Jumbo loans
- +2 more
318 FL loans in 2025See this credit union - FIMortgage lender
Fairway Independent Mortgage Corporation
- Adjustable rate mortgages (ARM)
- Assumable mortgages
- Bridge loans
- Rate buydown mortgages
- +15 more
3,153 FL loans in 2025See this lender 
BankFirstBank Puerto Rico
- 15 year fixed mortgages
- Business acquisition loans
- Commercial real estate loans
- Construction loans
- +15 more
286 FL loans in 2025See this bank
Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.