Florida › Orlando › American Liberty Mortgage, Incorporated
American Liberty Mortgage, Incorporated
American Liberty Mortgage, Incorporated is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 3 licensed Florida offices: Lakeland, Orlando, Winter Haven. Its principal office is in Denver, CO.
| Kind | Mortgage lender |
| License or charter | Florida mortgage lender (Chapter 494), status Approved |
| NMLS id | 1462 (company); branches 1424318, 1615624, 2348755 |
| Florida offices | Lakeland, Orlando, Winter Haven |
| Legal entity | SAFESEA INCORPORATED, LEI 2549001707BBX5BXCW19, Active |
| Counties | Orange, Polk |
| Website | almlakeland.com |
| Phone | (863) 656-1177 |
Loan types American Liberty Mortgage, Incorporated lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Orlando firms offering it.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Construction loans
- Conventional mortgages
- FHA loans
- FHA streamline refinance
- First time home buyer loans and programs
- Fix and flip loans
- HELOCs
- ITIN mortgages
- Jumbo loans
- No doc loans
- Refinance
- Renovation loans
- Reverse mortgages
- VA loans
- VA IRRRL refinance
Loan mix from federal filings
| Florida loans originated, 2025 | 76 |
| Applications | 117 |
| Denial rate | 5% |
| Conventional / FHA / VA / USDA | 32% / 63% / 5% / 0% |
| Purchase / refinance / cash out | 80% / 12% / 8% |
| Home improvement / other purpose | 0% / 0% |
| Investor and second home share | 1% |
| Dollar volume | $20,180,000 |
| Top counties | Polk (50), Highlands (5), Hardee (5), Pasco (3), Hillsborough (3) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by American Liberty Mortgage, Incorporated. Counts are loans in Florida only.
American Liberty Mortgage, Incorporated offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Lakeland | 402 S Kentucky Ave, Ste 310 33801 | (863) 940-3488 | Branch, NMLS 1424318 |
| Orlando | 7575 Dr Phillips Blvd, Ste 360 32819 | (407) 233-4077 | Branch, NMLS 1615624 |
| Winter Haven | 223 7th St Sw 33880 | (863) 656-1177 | Branch, NMLS 2348755 |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Orange County at a glance
| Mortgage applications filed in 2025 | 55,353 |
| Loans originated | 25,010 |
| Denial rate | 19% |
| FHA share of originations | 15% |
| VA share | 6% |
| Investor and second home share | 13% |
| Dollar volume originated | $11,335,890,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $541,287 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Orange County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.