LendResearch Est. 2026

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DFCU Financial

DFCU Financial is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 3 licensed Florida offices: Brandon, St Petersburg, Tampa.

KindCredit union
License or charterNCUA-insured credit union
Florida officesBrandon, St Petersburg, Tampa
Legal entityDFCU FINANCIAL, LEI 549300W6K140RN8NQB93, Active
CountiesHillsborough, Pinellas
Websitedfcufinancial.com
Phone(888) 336-2700
Address shown on its site1314 Oakfield Dr. Brandon, FL 33511

Loan types DFCU Financial lists

Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Tampa firms offering it.

Loan mix from federal filings

Florida loans originated, 2025295
Applications413
Denial rate8%
Conventional / FHA / VA / USDA100% / 0% / 0% / 0%
Purchase / refinance / cash out36% / 11% / 3%
Home improvement / other purpose34% / 16%
Home equity lines of credit (HELOC)160 of the 295
Investor and second home share9%
Dollar volume$140,725,000
Top countiesHillsborough (112), Pinellas (40), Collier (30), Pasco (26), Lee (18)

HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by DFCU FINANCIAL. Counts are loans in Florida only.

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Other lenders and brokers in Tampa

Hillsborough County at a glance

Mortgage applications filed in 202564,877
Loans originated30,453
Denial rate18%
FHA share of originations18%
VA share10%
Investor and second home share10%
Dollar volume originated$11,570,545,000
2026 conforming loan limit, 1 unit$832,750
2026 FHA loan limit, 1 unit$541,287

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Hillsborough County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.