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DFCU Financial
DFCU Financial is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 3 licensed Florida offices: Brandon, St Petersburg, Tampa.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Brandon, St Petersburg, Tampa |
| Legal entity | DFCU FINANCIAL, LEI 549300W6K140RN8NQB93, Active |
| Counties | Hillsborough, Pinellas |
| Website | dfcufinancial.com |
| Phone | (888) 336-2700 |
| Address shown on its site | 1314 Oakfield Dr. Brandon, FL 33511 |
Loan types DFCU Financial lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Tampa firms offering it.
- Adjustable rate mortgages (ARM)
- Construction loans
- HELOCs
- Home equity loans
- Interest only mortgages
- Physician mortgages
- Refinance
- Small business loans
Loan mix from federal filings
| Florida loans originated, 2025 | 295 |
| Applications | 413 |
| Denial rate | 8% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 36% / 11% / 3% |
| Home improvement / other purpose | 34% / 16% |
| Home equity lines of credit (HELOC) | 160 of the 295 |
| Investor and second home share | 9% |
| Dollar volume | $140,725,000 |
| Top counties | Hillsborough (112), Pinellas (40), Collier (30), Pasco (26), Lee (18) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by DFCU FINANCIAL. Counts are loans in Florida only.
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Hillsborough County at a glance
| Mortgage applications filed in 2025 | 64,877 |
| Loans originated | 30,453 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 10% |
| Investor and second home share | 10% |
| Dollar volume originated | $11,570,545,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $541,287 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Hillsborough County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.