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Encore Bank
Encore Bank is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 1 licensed Florida office: Tampa.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Tampa |
| Legal entity | ENCORE BANK, LEI 549300LC27IDGWR0UJ69, Inactive |
| Counties | Hillsborough |
| Website | bankencore.com |
| Phone | (844) 394-2265 |
| Address shown on its site | 2502 N. Rocky Point Drive, Suite 360, Tampa, FL 33607 |
Loan types Encore Bank lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Tampa firms offering it.
- Business acquisition loans
- Conventional mortgages
- Equipment financing
- Hotel financing
- ITIN mortgages
- Jumbo loans
- Refinance
- SBA loans
- Small business loans
Bank facts from the FDIC
| Total assets | $3,702,801,000 |
| Deposits | $3,350,134,000 |
| Offices nationwide | 17 |
| Florida offices | 1 |
| Return on assets | 0.37% |
| Established | 1997 |
| Headquarters | Little Rock, AR |
| Holding company | ENCORE BANCSHARES INC |
FDICFDIC institution record for certificate 34562, latest quarterly filing. Dollar figures as reported.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Encore Bank offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Tampa | 2501 N Rocky Point Dr 33607 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Hillsborough County at a glance
| Mortgage applications filed in 2025 | 64,877 |
| Loans originated | 30,453 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 10% |
| Investor and second home share | 10% |
| Dollar volume originated | $11,570,545,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $541,287 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Hillsborough County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.