Ficare
Ficare is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 5 licensed Florida offices: Clearwater, Gainesville, Lutz, Tampa, Wesley Chapel.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Clearwater, Gainesville, Lutz, Tampa, Wesley Chapel |
| Counties | Alachua, Hillsborough, Pasco, Pinellas |
| Website | ficarefcu.org |
| Phone | (813) 600-5920 |
| Address shown on its site | 300 Jeffords St., Suite A Clearwater, FL 33756 |
Loan types Ficare lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Tampa firms offering it.
Credit union facts from the NCUA
| Total assets | $81,408,248 |
| Members | 8,368 |
| Residential mortgage loans outstanding | $9,312,920 |
| Residential mortgages granted this year | $379,785 |
| Florida branches | 5 |
| Year opened | 1960 |
| Headquarters | Wesley Chapel, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 13902. Residential figures are 1 to 4 family and other consumer real estate loans.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Ficare offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Wesley Chapel | 26644 Silver Maple Pkwy 33544 | (813) 600-5920 | Principal office |
| Clearwater | 300 Jeffords St 33756 | (813) 600-5920 | Branch |
| Gainesville | 4720 Nw 39th Ave 32606 | (813) 600-5920 | Branch |
| Lutz | 4211 Van Dyke Rd 33558 | (813) 600-5920 | Branch |
| Tampa | 3001 W Dr Martin Luther King Jr Blvd 33607 | (813) 600-5920 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
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Hillsborough County at a glance
| Mortgage applications filed in 2025 | 64,877 |
| Loans originated | 30,453 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 10% |
| Investor and second home share | 10% |
| Dollar volume originated | $11,570,545,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $541,287 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Hillsborough County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.