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Grow Financial
Grow Financial is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 13 licensed Florida offices: Bradenton, Brandon, Clearwater, Lakeland, Largo, Lutz, New Port Richey, Pinellas Park and more.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Bradenton, Brandon, Clearwater, Lakeland, Largo, Lutz, New Port Richey, Pinellas Park, Spring Hill, St Petersburg, Tampa, Temple Terrace, Wesley Chapel |
| Counties | Hernando, Hillsborough, Manatee, Pasco, Pinellas, Polk |
| Website | growfinancial.org |
| Phone | (800) 839-6328 |
Loan types Grow Financial lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Tampa firms offering it.
- Commercial real estate loans
- HELOCs
- Home equity loans
- Investment property and rental loans
- Refinance
- Small business loans
Credit union facts from the NCUA
| Total assets | $3,780,784,384 |
| Members | 288,924 |
| Residential mortgage loans outstanding | $954,186,271 |
| Residential mortgages granted this year | $50,386,359 |
| Mortgages sold to the secondary market this year | $406,446 |
| Florida branches | 23 |
| Year opened | 1955 |
| Headquarters | Tampa, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 9976. Residential figures are 1 to 4 family and other consumer real estate loans.
Loan mix from federal filings
| Florida loans originated, 2025 | 360 |
| Applications | 513 |
| Denial rate | 18% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 29% / 11% / 15% |
| Home improvement / other purpose | 22% / 22% |
| Home equity lines of credit (HELOC) | 1 of the 360 |
| Investor and second home share | 6% |
| Dollar volume | $77,210,000 |
| Top counties | Hillsborough (139), Pinellas (88), Pasco (56), Manatee (25), Hernando (11) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by Grow Financial Federal Credit Union. Counts are loans in Florida only.
Grow Financial offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Tampa | 1242 E 5th Ave Fl 4 33605 | (813) 837-2451 | Principal office |
| Bradenton | 11008 Arcade Pl 34211 | (813) 837-2451 | Branch |
| Bradenton | 4018 14th St W 34205 | (941) 747-8351 | Branch |
| Brandon | 1009 Providence Rd 33511 | (813) 837-2451 | Branch |
| Brandon | 604 E Bloomingdale Ave 33511 | (813) 837-2451 | Branch |
| Clearwater | 2474 State Road 580 33761 | (727) 797-1913 | Branch |
| Clearwater | 2768 Gulf To Bay Blvd 33759 | (813) 837-2451 | Branch |
| Largo | 10801 Starkey Rd Ste 103 33777 | (727) 319-4409 | Branch |
| Lutz | 17679 N Dale Mabry Hwy 33548 | (813) 961-5735 | Branch |
| New Port Richey | 6121 State Road 54 34653 | (727) 845-8820 | Branch |
| Pinellas Park | 6900 Park Blvd N 33781 | (727) 548-9736 | Branch |
| Spring Hill | 4122 Mariner Blvd 34609 | (352) 684-6488 | Branch |
| St Petersburg | 7301 Dr Martin Luther King Jr St N 33702 | (727) 822-5220 | Branch |
| Tampa | 13305 N Dale Mabry Hwy 33618 | (813) 969-2655 | Branch |
| Tampa | 1701 N Oregon Ave 33607 | (813) 837-2451 | Branch |
| Tampa | 17315 Dona Michelle Dr 33647 | (813) 631-8193 | Branch |
| Tampa | 2418 Florida Keys Ave 33621 | (813) 840-0353 | Branch |
| Tampa | 315 S Boulevard 33606 | (813) 837-2451 | Branch |
| Tampa | 404 N Tampa St 33602 | (813) 837-2451 | Branch |
| Tampa | 4502 W Gandy Blvd 33611 | (813) 837-2451 | Branch |
| Tampa | 8314 Sheldon Rd 33615 | (813) 887-4500 | Branch |
| Temple Terrace | 5250 E Busch Blvd 33617 | (813) 985-0251 | Branch |
| Wesley Chapel | 2579 Bruce B Downs Blvd 33544 | (813) 837-2451 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
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Hillsborough County at a glance
| Mortgage applications filed in 2025 | 64,877 |
| Loans originated | 30,453 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 10% |
| Investor and second home share | 10% |
| Dollar volume originated | $11,570,545,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $541,287 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Hillsborough County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.