Powernet
Powernet is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 1 licensed Florida office: Tampa.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Tampa |
| Counties | Hillsborough |
| Website | powernetcu.org |
| Phone | (888) 463-6237 |
| Address shown on its site | 11440 N. Jog Road, Palm Beach Gardens, FL 33418 |
Loan types Powernet lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Tampa firms offering it.
- Adjustable rate mortgages (ARM)
- Construction loans
- HELOCs
- Home equity loans
- Investment property and rental loans
- Second home mortgages
- Small business loans
Credit union facts from the NCUA
| Total assets | $114,324,654 |
| Members | 3,255 |
| Residential mortgage loans outstanding | $19,316,354 |
| Residential mortgages granted this year | $1,936,067 |
| Florida branches | 2 |
| Year opened | 1961 |
| Headquarters | Tampa, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 68042. Residential figures are 1 to 4 family and other consumer real estate loans.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Powernet offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Tampa | 5619 Harney Rd 33610 | (813) 621-6454 | Principal office |
| Jacksonville | 966 N Liberty St 32206 | (904) 359-9050 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
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Hillsborough County at a glance
| Mortgage applications filed in 2025 | 64,877 |
| Loans originated | 30,453 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 10% |
| Investor and second home share | 10% |
| Dollar volume originated | $11,570,545,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $541,287 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Hillsborough County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.