Florida › Tampa › Residential Acceptance Corporation
Residential Acceptance Corporation
Residential Acceptance Corporation is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 1 licensed Florida office: Tampa.
| Kind | Mortgage lender |
| License or charter | Florida mortgage lender (Chapter 494), status Approved |
| NMLS id | 150526 (company) |
| Florida offices | Tampa |
| Legal entity | Residential Acceptance Corporation, LEI 2549009UITWIC4FV7F43, Active |
| Counties | Hillsborough |
| Website | racmortgage.com |
Loan types
Residential Acceptance Corporation does not publish a loan program list we could read. The license record above is the public data available. If this is your company, claiming the page lets you list programs free.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Residential Acceptance Corporation offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Tampa | 8910 Dale Mabry Hwy, Suite 17 33614 | (813) 935-1828 | Principal office |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Hillsborough County at a glance
| Mortgage applications filed in 2025 | 64,877 |
| Loans originated | 30,453 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 10% |
| Investor and second home share | 10% |
| Dollar volume originated | $11,570,545,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $541,287 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Hillsborough County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.