Florida › Miami › 1St 2Nd Mortgage Company Of N.J., INC.
1St 2Nd Mortgage Company Of N.J., INC.
1St 2Nd Mortgage Company Of N.J., INC. is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 2 licensed Florida offices: Miami, Palm Beach Gardens. Its principal office is in Cresskill, NJ.
| Kind | Mortgage lender |
| License or charter | Florida mortgage lender (Chapter 494), status Approved |
| NMLS id | 115981 (company); branches 1680470, 2392106 |
| Florida offices | Miami, Palm Beach Gardens |
| Counties | Miami-Dade, Palm Beach |
| Website | None on file |
Loan types 1St 2Nd Mortgage Company Of N.J., INC. lists
Read from the firm’s own website on the crawl date. Lender-stated, not verified by LendResearch. Each links to the other Miami firms offering it.
Loan mix from federal filings
| Florida loans originated, 2025 | 33 |
| Applications | 51 |
| Denial rate | 0% |
| Conventional / FHA / VA / USDA | 76% / 24% / 0% / 0% |
| Purchase / refinance / cash out | 82% / 18% / 0% |
| Home improvement / other purpose | 0% / 0% |
| Investor and second home share | 33% |
| Dollar volume | $11,175,000 |
| Top counties | Miami-Dade (8), Palm Beach (4), Osceola (3), Manatee (3), Duval (3) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by 1ST 2ND MORTGAGE COMPANY OF N.J., INC.. Counts are loans in Florida only.
1St 2Nd Mortgage Company Of N.J., INC. offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Miami | 8544 South West 8th Street 33144 | (973) 768-0745 | Branch, NMLS 1680470 |
| Palm Beach Gardens | 3801 Pga Boulevard, Ste 600 33410 | (201) 569-3469 | Branch, NMLS 2392106 |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.