Florida › Miami › 1St Financial, INC.
1St Financial, INC.
1St Financial, INC. is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 3 licensed Florida offices: Miami, Miami Lakes, Pembroke Pines. Its principal office is in Millersville, MD.
| Kind | Mortgage lender |
| License or charter | Florida mortgage lender (Chapter 494), status Approved |
| NMLS id | 185076 (company); branches 1615717, 1620197, 1657521, 2332498, 2377872, 2601260 |
| Florida offices | Miami, Miami Lakes, Pembroke Pines |
| Counties | Broward, Miami-Dade |
| Website | ffiloans.com |
Loan types
1St Financial, INC. does not publish a loan program list we could read. The license record above is the public data available. If this is your company, claiming the page lets you list programs free.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
1St Financial, INC. offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Miami | 12260 Sw 132nd Ct, Suite 113 33186 | (786) 417-9387 | Branch, NMLS 2601260 |
| Miami | 13335 Sw 124th Street, Unit# 107 33186 | (786) 732-6780 | Branch, NMLS 1657521 |
| Miami | 1460 Nw 107th Ave, Suite 44Q 33172 | (305) 747-7707 | Branch, NMLS 2332498 |
| Miami Lakes | 14100 Palmetto Frontage Road, Suite 108 33015 | (305) 392-5414 | Branch, NMLS 1615717 |
| Miami Lakes | 8100 Oaklane, 205 33016 | (305) 392-5414 | Branch, NMLS 2377872 |
| Pembroke Pines | 1911 Nw 150th Ave, Suite 104 33028 | (305) 392-5414 | Branch, NMLS 1620197 |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
Other lenders and brokers in Miami
Mortgage lenderA&D Mortgage LLC
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Bank statement loans
- Rate buydown mortgages
- +22 more
5,245 FL loans in 2025See this lender
Credit unionAmerican Airlines Federal Credit Union
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Construction loans
- +12 more
282 FL loans in 2025See this credit union- AFMortgage lender
American Financial Network, INC.
- Down payment assistance programs
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- +3 more
1,724 FL loans in 2025See this lender 
Credit unionDade County
- Cash out refinance
- FHA loans
- HELOCs
- Home equity loans
- +5 more
296 FL loans in 2025See this credit union- ECredit union
Educational
- First time home buyer loans and programs
- HELOCs
- Home equity loans
- Jumbo loans
- +2 more
318 FL loans in 2025See this credit union - FIMortgage lender
Fairway Independent Mortgage Corporation
- Adjustable rate mortgages (ARM)
- Assumable mortgages
- Bridge loans
- Rate buydown mortgages
- +15 more
3,153 FL loans in 2025See this lender
Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.