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BMO Bank National Association
BMO Bank National Association is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 12 licensed Florida offices: Apollo Beach, Bonita Springs, Bradenton, Brandon, Ellenton, Marco Island, Naples, Palmetto and more.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Apollo Beach, Bonita Springs, Bradenton, Brandon, Ellenton, Marco Island, Naples, Palmetto, Port Charlotte, Sarasota, Tampa, University Park |
| Legal entity | BMO Bank National Association, LEI 3Y4U8VZURTYWI1W2K376, Active |
| Counties | Charlotte, Collier, Hillsborough, Lee, Manatee, Sarasota |
| Website | bmo.com |
Loan types
BMO Bank National Association does not publish a loan program list we could read. The license record above is the public data available. If this is your company, claiming the page lets you list programs free.
Bank facts from the FDIC
| Total assets | $254,972,746,000 |
| Deposits | $194,140,429,000 |
| Offices nationwide | 987 |
| Florida offices | 18 |
| Return on assets | 0.15% |
| Established | 1947 |
| Headquarters | Chicago, IL |
| Holding company | BANK OF MONTREAL |
FDICFDIC institution record for certificate 16571, latest quarterly filing. Dollar figures as reported.
Loan mix from federal filings
| Florida loans originated, 2025 | 285 |
| Applications | 857 |
| Denial rate | 41% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 31% / 2% / 19% |
| Home improvement / other purpose | 24% / 24% |
| Home equity lines of credit (HELOC) | 184 of the 285 |
| Investor and second home share | 17% |
| Dollar volume | $204,265,000 |
| Top counties | Manatee (63), Sarasota (26), Hillsborough (25), Lee (25), Collier (24) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by BMO Bank National Association. Counts are loans in Florida only.
BMO Bank National Association offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Apollo Beach | 5461 N Us Highway 41 33572 | Branch | |
| Bonita Springs | 9000 Bonita Beach Rd Se 34135 | Branch | |
| Bradenton | 11535 Palmbrush Trl 34202 | Branch | |
| Bradenton | 4502 Cortez Rd W 34210 | Branch | |
| Bradenton | 5503 Manatee Ave W 34209 | Branch | |
| Brandon | 103 W Bloomingdale Ave 33511 | Branch | |
| Ellenton | 4115 Us Highway 301 N 34222 | Branch | |
| Marco Island | 800 N Collier Blvd 34145 | Branch | |
| Naples | 2375 Tamiami Trl N 34103 | Branch | |
| Naples | 801 Laurel Oak Dr 34108 | Branch | |
| Palmetto | 1301 8th Ave W 34221 | Branch | |
| Port Charlotte | 1777 Tamiami Trl 33948 | Branch | |
| Sarasota | 1201 Beneva Rd 34232 | Branch | |
| Sarasota | 52 S Lemon Ave 34236 | Branch | |
| Sarasota | 5931 Brookhill Blvd 34232 | Branch | |
| Sarasota | 6821 15th St E 34243 | Branch | |
| Tampa | 501 E Kennedy Blvd 33602 | Branch | |
| University Park | 5225 University Pkwy 34201 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Collier County at a glance
| Mortgage applications filed in 2025 | 19,243 |
| Loans originated | 9,281 |
| Denial rate | 18% |
| FHA share of originations | 9% |
| VA share | 3% |
| Investor and second home share | 24% |
| Dollar volume originated | $5,094,335,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $764,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Collier County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.