Florida › Miami › Espinosa Capital & Realty INC.
Espinosa Capital & Realty INC.
Espinosa Capital & Realty INC. is a mortgage broker: it arranges loans through other companies’ money and does not fund the loan itself (Fla. Stat. 494.001(23); CFPB: “a broker does not lend money”). It has 1 licensed Florida office: Miami.
| Kind | Mortgage broker |
| License or charter | Florida mortgage broker (Chapter 494), status Approved |
| NMLS id | 2791755 (company) |
| Florida offices | Miami |
| Counties | Miami-Dade |
| Website | mortgageveteran.com |
Loan types
Espinosa Capital & Realty INC. does not publish a loan program list we could read. The license record above is the public data available. If this is your company, claiming the page lets you list programs free.
Espinosa Capital & Realty INC. offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Miami | 66 West Flagler Street, Suite 900 33130 | (305) 922-1332 | Principal office |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Miami-Dade County at a glance
| Mortgage applications filed in 2025 | 82,858 |
| Loans originated | 34,236 |
| Denial rate | 23% |
| FHA share of originations | 14% |
| VA share | 2% |
| Investor and second home share | 21% |
| Dollar volume originated | $20,298,470,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Miami-Dade County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.