Florida › Boca Raton › Ithink Financial
Ithink Financial
Ithink Financial is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 1 licensed Florida office: Boca Raton.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Boca Raton |
| Legal entity | ITHINK FINANCIAL CREDIT UNION, LEI 5493003BXKRGHQHRJV38, Active |
| Counties | Palm Beach |
| Website | ithinkfi.org |
| Phone | (800) 873-5100 |
Loan types Ithink Financial lists
Read from the firm’s own website on 2026-10-16. Lender-stated, not verified by LendResearch. Each links to the other Boca Raton firms offering it.
Credit union facts from the NCUA
| Total assets | $2,247,855,252 |
| Members | 114,859 |
| Residential mortgage loans outstanding | $1,204,690,290 |
| Residential mortgages granted this year | $104,396,003 |
| Florida branches | 15 |
| Year opened | 1969 |
| Headquarters | Boca Raton, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 68663. Residential figures are 1 to 4 family and other consumer real estate loans.
Loan mix from federal filings
| Florida loans originated, 2025 | 375 |
| Applications | 695 |
| Denial rate | 30% |
| Conventional / FHA / VA / USDA | 99% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 36% / 19% / 37% |
| Home improvement / other purpose | 0% / 9% |
| Home equity lines of credit (HELOC) | 196 of the 375 |
| Investor and second home share | 10% |
| Dollar volume | $129,695,000 |
| Top counties | Palm Beach (186), Broward (40), St. Lucie (30), Pinellas (23), Martin (22) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by ITHINK FINANCIAL Credit Union. Counts are loans in Florida only.
Ithink Financial offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Delray Beach | 1000 Nw 17th Ave 33445 | (561) 982-4700 | Principal office |
| Boca Raton | 790 Park Of Commerce Blvd 33487 | (561) 982-4700 | Branch |
| Boynton Beach | 280 N Congress Ave 33426 | (800) 575-8772 | Branch |
| Fellsmere | 56 1/2 N Broadway St 32948 | (772) 571-1400 | Branch |
| Fort Lauderdale | 1500 Nw 62nd St 33309 | (954) 315-1044 | Branch |
| Fort Pierce | 1929 Seaway Dr 34949 | (772) 465-3200 | Branch |
| Fort Pierce | 610 Delaware Ave 34950 | (772) 293-0226 | Branch |
| Palm Beach Gardens | 5070 Pga Blvd Ste 100 33418 | (561) 624-8560 | Branch |
| Port St Lucie | 2100 Nw Courtyard Cir 34986 | (772) 344-8682 | Branch |
| Royal Palm Beach | 11317 Okeechobee Blvd 33411 | (561) 989-3123 | Branch |
| Sebastian | 13600 Us Highway 1 32958 | (772) 581-3199 | Branch |
| Stuart | 2260 Se Federal Hwy 34994 | (772) 283-0905 | Branch |
| Vero Beach | 1340 Us Highway 1 32960 | (772) 563-2680 | Branch |
| Vero Beach | 2625 Airport Dr 32960 | (772) 564-2900 | Branch |
| West Palm Beach | 2901a N Military Trl Ste A 33409 | (800) 940-5552 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
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Palm Beach County at a glance
| Mortgage applications filed in 2025 | 63,748 |
| Loans originated | 28,383 |
| Denial rate | 20% |
| FHA share of originations | 12% |
| VA share | 3% |
| Investor and second home share | 15% |
| Dollar volume originated | $14,377,195,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.