Florida › Boca Raton

Home loans in Boca Raton

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

44mortgage lenders74mortgage brokers34banks5credit unions

157 firms approved to make or arrange home loans have an office in Boca Raton. Pick the loan you need, answer six questions, or search by name. Every firm is on the Florida license file or federally insured; inactive licensees are never listed.

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Only loan types that at least 5 Boca Raton firms list on their own sites get a page.

All 157 firms in Boca Raton

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Palm Beach County at a glance

Mortgage applications filed in 2025	63,748
Loans originated	28,383
Denial rate	20%
FHA share of originations	12%
VA share	3%
Investor and second home share	15%
Dollar volume originated	$14,377,195,000
2026 conforming loan limit, 1 unit	$832,750
2026 FHA loan limit, 1 unit	$667,000

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.

All of FloridaEvery city and loan type

Questions people ask

How many mortgage lenders and brokers are in Boca Raton?

157 firms approved by the Florida Office of Financial Regulation or chartered as banks and credit unions have a Boca Raton office as of October 15, 2026: 44 mortgage lenders, 74 mortgage brokers, 34 banks, 5 credit unions. Loan officers and unlicensed companies are not counted.

What is the difference between a mortgage lender, a broker and a bank?

A mortgage lender funds the loan with its own money or credit lines. A mortgage broker arranges the loan through other lenders and does not fund it. A bank or credit union lends its own deposits and products. All three can get you the same loan; the card on every firm says which it is.