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American Pacific Mortgage Corporation
American Pacific Mortgage Corporation is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 24 licensed Florida offices: Augustine, Boca Raton, Boynton Beach, Destin, Fleming Island, Immokalee, Jacksonville, Lakeland and more. Its principal office is in Roseville, CA.
| Kind | Mortgage lender |
| License or charter | Florida mortgage lender (Chapter 494), status Approved |
| NMLS id | 1850 (company); branches 2094348, 2135887, 2270405, 2430847, 2431313, 2440403, 2526795, 2557928, 2558520, 2587123, 2631187, 2632968, 2632977, 2670002, 2702471, 2723764, 2741034, 2774733, 2791226, 2796081, 2842112, 2878129, 2879101, 2879535, 2879826, 2888163 |
| Florida offices | Augustine, Boca Raton, Boynton Beach, Destin, Fleming Island, Immokalee, Jacksonville, Lakeland, Miami, Miramar Beach, Naples, Oakland Park, Orlando, Palm Coast, Pensacola, Plant City, Port Charlotte, Safety Harbor, St Cloud, Tampa, Tarpon Springs, Vero Beach, Winter Garden, Winter Park |
| Legal entity | AMERICAN PACIFIC MORTGAGE CORPORATION, LEI 549300KIOYNU323LVJ37, Active |
| Counties | Broward, Charlotte, Clay, Collier, Duval, Escambia, Flagler, Hillsborough, Indian River, Miami-Dade, Okaloosa, Orange, Osceola, Palm Beach, Pinellas, Polk, St. Johns, Seminole, Walton |
| Website | preferredrate.com |
Loan types American Pacific Mortgage Corporation lists
Read from the firm’s own website on the crawl date. Lender-stated, not verified by LendResearch. Each links to the other Boca Raton firms offering it.
Loan mix from federal filings
| Florida loans originated, 2025 | 1,751 |
| Applications | 2,533 |
| Denial rate | 12% |
| Conventional / FHA / VA / USDA | 47% / 45% / 7% / 0% |
| Purchase / refinance / cash out | 90% / 3% / 7% |
| Home improvement / other purpose | 0% / 0% |
| Investor and second home share | 8% |
| Dollar volume | $603,165,000 |
| Top counties | Lee (437), Collier (248), Palm Beach (77), Broward (72), Duval (72) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by AMERICAN PACIFIC MORTGAGE CORPORATION. Counts are loans in Florida only.
American Pacific Mortgage Corporation offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Augustine | 267 Esmeralda Road St. 32095 | Branch, NMLS 2558520 | |
| Boca Raton | 2101 Nw Corporate Boulevard, S 33431 | (916) 960-1325 | Branch, NMLS 2270405 |
| Boynton Beach | 8980 Briarwood Meadow Ln. 33473 | (916) 960-1325 | Branch, NMLS 2842112 |
| Destin | 225 Main St. Suite 14 32541 | Branch, NMLS 2632977 | |
| Fleming Island | 1845 East West Parkway, Suite 7 32003 | (916) 960-1325 | Branch, NMLS 2430847 |
| Immokalee | 5072 Annunciation Circle, 34142 | Branch, NMLS 2670002 | |
| Jacksonville | 12724 Gran Bay Parkway West, Suite 410, Office 445 32258 | (916) 960-1325 | Branch, NMLS 2587123 |
| Lakeland | 950 Ashton Oaks Circle 33813 | Branch, NMLS 2135887 | |
| Miami | 10540 Nw 26th Street 33172 | Branch, NMLS 2631187 | |
| Miami | 8754 Sw 8th Street #8 33174 | (916) 960-1325 | Branch, NMLS 2526795 |
| Miramar Beach | 495 Grand Boulevard, Suite 206, Office 326 & 327 32550 | (916) 960-1325 | Branch, NMLS 2723764 |
| Naples | 1421 Pine Ridge Road, Ste. 220 & 228 34109 | (916) 960-1325 | Branch, NMLS 2094348 |
| Oakland Park | 3471 N Federal Hwy, Ste. 402 33306 | (916) 960-1325 | Branch, NMLS 2702471 |
| Orlando | 5401 S. Kirkman Rd., Suite 310, Suite 500, Office 506 A/B 32819 | (916) 960-1325 | Branch, NMLS 2431313 |
| Orlando | 7380 West Sand Lake Road, Suite 500 32819 | (916) 960-1325 | Branch, NMLS 2878129 |
| Palm Coast | 5182 N Oceanshore, Unit 4 32137 | (916) 960-1325 | Branch, NMLS 2879101 |
| Pensacola | 3 West Garden St. Suite 215-7 32502 | Branch, NMLS 2632968 | |
| Plant City | 110 W. Reynolds Street, Suite 101 33563 | (916) 960-1325 | Branch, NMLS 2879535 |
| Port Charlotte | 1808 S.tamiami Trail Unit D4 S 33948 | (916) 960-1325 | Branch, NMLS 2440403 |
| Safety Harbor | 737 Main St. Suite 100, Office 4 34695 | (916) 960-1325 | Branch, NMLS 2791226 |
| St Cloud | 707 13th Street 34769 | (916) 960-1325 | Branch, NMLS 2796081 |
| Tampa | 1550 W. Cleveland Street, Suites 2-6 33606 | (916) 960-1325 | Branch, NMLS 2774733 |
| Tarpon Springs | 5 W. Orange Street 34689 | (916) 960-1325 | Branch, NMLS 2741034 |
| Vero Beach | 333 17th Street, Suite K Unit 10 32960 | (916) 960-1325 | Branch, NMLS 2888163 |
| Winter Garden | 112 South Main St. Suite 112b 34787 | (916) 960-1325 | Branch, NMLS 2557928 |
| Winter Park | 3001 Aloma Avenue, Suite 226 32792 | (916) 960-1325 | Branch, NMLS 2879826 |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Palm Beach County at a glance
| Mortgage applications filed in 2025 | 63,748 |
| Loans originated | 28,383 |
| Denial rate | 20% |
| FHA share of originations | 12% |
| VA share | 3% |
| Investor and second home share | 15% |
| Dollar volume originated | $14,377,195,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.