Florida › Boca Raton › Ocean Bank
Ocean Bank
Ocean Bank is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 13 licensed Florida offices: Aventura, Boca Raton, Coral Gables, Doral, Fort Lauderdale, Hialeah, Miami, Miami Beach and more.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Aventura, Boca Raton, Coral Gables, Doral, Fort Lauderdale, Hialeah, Miami, Miami Beach, Miami Lakes, Orlando, Pinecrest, West Miami, Weston |
| Legal entity | Ocean Bank, LEI 549300D4L76B477GHY32, Active |
| Counties | Broward, Miami-Dade, Orange, Palm Beach |
| Website | oceanbank.com |
| Phone | (305) 569-5000 |
Loan types Ocean Bank lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Boca Raton firms offering it.
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Cash out refinance
- Commercial real estate loans
- Condo mortgages
- Construction loans
- HELOCs
- Investment property and rental loans
- Jumbo loans
- Net lease financing
- Office building financing
- Refinance
- Retail property financing
- SBA loans
- Second home mortgages
- Small business loans
Bank facts from the FDIC
| Total assets | $7,625,472,000 |
| Deposits | $6,205,398,000 |
| Offices nationwide | 25 |
| Florida offices | 25 |
| Return on assets | 1.08% |
| Established | 1982 |
| Headquarters | Miami, FL |
| Holding company | OCEAN BANKSHARES INC |
FDICFDIC institution record for certificate 24156, latest quarterly filing. Dollar figures as reported.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Ocean Bank offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Miami | 780 Nw 42nd Ave 33126 | Principal office | |
| Aventura | 20900 Ne 30th Ave 33180 | Branch | |
| Boca Raton | 799 North Federal Highway 33432 | Branch | |
| Coral Gables | 2655 S Le Jeune Rd 33134 | Branch | |
| Coral Gables | 6939 S Red Rd 33143 | Branch | |
| Doral | 2500 Nw 97th Ave 33172 | Branch | |
| Doral | 8800 Nw 36th St 33178 | Branch | |
| Fort Lauderdale | 100 N Federal Highway 33301 | Branch | |
| Hialeah | 1801 W 4th Ave 33010 | Branch | |
| Hialeah | 790 W 49th St 33012 | Branch | |
| Miami | 1000 Brickell Ave 33131 | Branch | |
| Miami | 10950 N Kendall Dr 33176 | Branch | |
| Miami | 12005 Sw 26th St 33175 | Branch | |
| Miami | 14651 Sw 56th St 33175 | Branch | |
| Miami | 15680 Sw 88th St 33196 | Branch | |
| Miami | 165 Southeast 1st Street 33131 | Branch | |
| Miami | 7650 Nw 25th St 33122 | Branch | |
| Miami | 7703 West Flagler Street 33144 | Branch | |
| Miami | 7951 Sw 40th St 33155 | Branch | |
| Miami Beach | 501 W 41st St 33140 | Branch | |
| Miami Lakes | 7455 Miami Lakes Dr 33014 | Branch | |
| Orlando | 111 North Magnolia Avenue 32801 | Branch | |
| Pinecrest | 13593 S Dixie Hwy 33156 | Branch | |
| West Miami | 6600 Sw 8th St 33144 | Branch | |
| Weston | 2300 Weston Rd 33326 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Palm Beach County at a glance
| Mortgage applications filed in 2025 | 63,748 |
| Loans originated | 28,383 |
| Denial rate | 20% |
| FHA share of originations | 12% |
| VA share | 3% |
| Investor and second home share | 15% |
| Dollar volume originated | $14,377,195,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.