Florida › Boca Raton › Standard Mortgage Capital LLC
Standard Mortgage Capital LLC
Standard Mortgage Capital LLC is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 11 licensed Florida offices: Boca Raton, Coral Gables, Coral Springs, Davie, Lake Mary, Melbourne, Miami, Orlando and more.
| Kind | Mortgage lender |
| License or charter | Florida mortgage lender (Chapter 494), status Approved |
| NMLS id | 1604663 (company); branches 2575875, 2706773, 2707007, 2720117, 2727265, 2729337, 2771631, 2814097, 2825533, 2831787, 2842433, 2858831 |
| Florida offices | Boca Raton, Coral Gables, Coral Springs, Davie, Lake Mary, Melbourne, Miami, Orlando, Plantation, Tequesta, West Palm Beach |
| Legal entity | STANDARD MORTGAGE CAPITAL LLC, LEI 25490083FHQ8DMCIR559, Active |
| Counties | Brevard, Broward, Martin, Miami-Dade, Orange, Palm Beach, Seminole |
| Website | rizemtg.com |
| Phone | (866) 553-5977 |
| Address shown on its site | 53 NW 100th Ave Plantation, FL 33324 |
Loan types Standard Mortgage Capital LLC lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Boca Raton firms offering it.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Assumable mortgages
- Bridge loans
- Cash out refinance
- Commercial real estate loans
- Construction loans
- Conventional mortgages
- Mortgages after bankruptcy or foreclosure
- Down payment assistance programs
- DSCR loans
- FHA loans
- FHA streamline refinance
- First time home buyer loans and programs
- Fix and flip loans
- Hard money and private money loans
- HELOCs
- Home equity loans
- Investment property and rental loans
- Jumbo loans
- Non QM loans
- Refinance
- Renovation loans
- Reverse mortgages
- Second home mortgages
- USDA loans
- VA loans
- VA IRRRL refinance
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Standard Mortgage Capital LLC offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Plantation | 53 Nw 100th Ave 33324 | (866) 553-5977 | Principal office |
| Boca Raton | 23123 State Rd 7, Suite 355 33428 | (978) 360-1224 | Branch, NMLS 2729337 |
| Coral Gables | 1701 Ponce De Leon Blvd. Suite 33134 | (239) 398-0971 | Branch, NMLS 2575875 |
| Coral Springs | 3928 Coral Ridge Dr., Suite 304 33065 | Branch, NMLS 2707007 | |
| Davie | 5210 S. University Drive, Suite B105 33328 | (305) 788-3527 | Branch, NMLS 2858831 |
| Lake Mary | 801 International Parkway, 5th Floor, Office 5026 32746 | (954) 826-5125 | Branch, NMLS 2825533 |
| Melbourne | 3960 Minton Road 32904 | (954) 647-6864 | Branch, NMLS 2720117 |
| Miami | 10651 N Kendall Dr., Suite 200 33176 | (305) 595-3585 | Branch, NMLS 2727265 |
| Miami | 1101 Brickell Ave, Suite 400 33131 | (866) 553-5977 | Branch, NMLS 2831787 |
| Miami | 7190 Sw 87th Ave,, Suite 405 And 406 33173 | (786) 282-6025 | Branch, NMLS 2706773 |
| Orlando | 13538 Village Park Drive, #j125 32837 | (866) 553-5977 | Branch, NMLS 2842433 |
| Tequesta | 150 North Us Highway One, Unit No. 18 33469 | (561) 352-9278 | Branch, NMLS 2771631 |
| West Palm Beach | 5045 Okeechobee Blvd, Suite #107 33417 | (150) 836-0418 | Branch, NMLS 2814097 |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Palm Beach County at a glance
| Mortgage applications filed in 2025 | 63,748 |
| Loans originated | 28,383 |
| Denial rate | 20% |
| FHA share of originations | 12% |
| VA share | 3% |
| Investor and second home share | 15% |
| Dollar volume originated | $14,377,195,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.