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Down payment assistance programs in Boca Raton

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

24 firms with a Boca Raton office list down payment assistance programs on their own sites: 10 mortgage lenders, 9 mortgage brokers, 5 banks. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.

• AHMortgage lender

  Absolute Home Mortgage Corporation

  Boca Raton +5 more NMLS 2211981

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bridge loans
  • Rate buydown mortgages
  • +14 more
  338 FL loans in 2025See this lender
• FIMortgage lender

  Fairway Independent Mortgage Corporation

  Boca Raton +19 more NMLS 1162377

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Bridge loans
  • Rate buydown mortgages
  • +15 more
  3,153 FL loans in 2025See this lender
• Bank

  First-Citizens Bank & Trust Company

  Boca Raton +21 more

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +18 more
  266 FL loans in 2025See this bank
• GMMortgage lender

  Guild Mortgage Company LLC

  Boca Raton +22 more NMLS 1771956

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • +18 more
  2,790 FL loans in 2025See this lender
• LHMortgage lender

  Land Home Financial Services, INC.

  Boca Raton +2 more NMLS 1242469

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • Down payment assistance programs
  • +13 more
  22 FL loans in 2025See this lender
• MSMortgage lender

  Mortgage Solutions Of Colorado, LLC

  Boca Raton +2 more NMLS 2180814

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • +9 more
  380 FL loans in 2025See this lender
• Mortgage lender

  Point Mortgage Corporation

  Boca Raton +5 more NMLS 1313812

  • Adjustable rate mortgages (ARM)
  • Commercial real estate loans
  • Conventional mortgages
  • Down payment assistance programs
  • +10 more
  711 FL loans in 2025See this lender
• Bank

  Wilmington Savings Fund Society, FSB

  Boca Raton

  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • Down payment assistance programs
  • +14 more
  52 FL loans in 2025See this bank
• CMMortgage lender

  Crosscountry Mortgage, LLC

  Boca Raton +38 more NMLS 1212907

  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Condo mortgages
  • Conventional mortgages
  • +13 more
  11,987 FL loans in 2025See this lender
• Bank

  City National Bank of Florida

  Boca Raton +18 more

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Down payment assistance programs
  • Equipment financing
  • +8 more
  See this bank
• Mortgage broker

  Credimax, LLC

  Boca Raton NMLS 2005441

  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Cash out refinance
  • Conventional mortgages
  • +12 more
  See this broker
• FLMortgage broker

  Ferrari Lending

  Boca Raton NMLS 1691763

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Cash out refinance
  • Conventional mortgages
  • +15 more
  See this broker
• GMMortgage broker

  Gcm Mortgage LLC

  Boca Raton NMLS 1716487

  • Asset depletion loans
  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • +14 more
  See this broker
• Mortgage broker

  Heide International LLC

  Boca Raton NMLS 1845861

  • Blanket and portfolio loans
  • Cash out refinance
  • Condo mortgages
  • Conventional mortgages
  • +16 more
  See this broker
• Mortgage broker

  Leading Edge Mortgage CORP.

  Boca Raton NMLS 168668

  • 1099 income loans
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +19 more
  See this broker
• Mortgage lender

  Mutual Of Omaha Mortgage, INC.

  Boca Raton +9 more NMLS 1812925

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Rate buydown mortgages
  • +15 more
  See this lender
• Mortgage broker

  Orbis Mortgage Group, LLC

  Boca Raton NMLS 2583431

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • +21 more
  See this broker
• PRMortgage broker

  Platinum Reverse Mortgage CORP

  Boca Raton NMLS 360991

  • 1099 income loans
  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Bridge loans
  • +29 more
  See this broker
• Mortgage broker

  Select Home Lending LLC

  Boca Raton +1 more NMLS 2630552

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • Condo mortgages
  • +17 more
  See this broker
• Mortgage lender

  Smart Mortgage Solutions LLC

  Boca Raton +1 more NMLS 2152851

  • 1099 income loans
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +26 more
  See this lender
• Mortgage lender

  Standard Mortgage Capital LLC

  Boca Raton +10 more NMLS 1604663

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Bridge loans
  • +24 more
  See this lender
• Bank

  TD Bank, National Association

  Boca Raton +99 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Construction loans
  • +11 more
  See this bank
• Bank

  United Community Bank

  Boca Raton +19 more

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Cash out refinance
  • Commercial real estate loans
  • +22 more
  See this bank
• Mortgage broker

  United Direct Lending LLC

  Boca Raton +3 more NMLS 1749719

  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • Conventional mortgages
  • +14 more
  See this broker

Other loans in Boca Raton

• Refinance66 firms
• FHA loans49 firms
• First time home buyer loans and programs43 firms
• Jumbo loans42 firms
• Adjustable rate mortgages (ARM)41 firms
• VA loans41 firms
• Conventional mortgages40 firms
• HELOCs39 firms
• Investment property and rental loans38 firms
• Cash out refinance35 firms
• Commercial real estate loans35 firms
• USDA loans34 firms

• All home loans in Boca Raton157 firms, every loan type
• Down payment assistance programs across Florida234 firms statewide

Palm Beach County at a glance

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.

Questions people ask

How many lenders offer down payment assistance programs in Boca Raton?

24 firms licensed or chartered to lend in Florida with a Boca Raton office list down payment assistance programs on their own websites as of October 15, 2026: 10 mortgage lenders, 9 mortgage brokers, 5 banks. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.

Should I use a broker or a lender for down payment assistance programs?

Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.