Florida › Boca Raton › United Direct Lending LLC
United Direct Lending LLC
United Direct Lending LLC is a mortgage broker: it arranges loans through other companies’ money and does not fund the loan itself (Fla. Stat. 494.001(23); CFPB: “a broker does not lend money”). It has 4 licensed Florida offices: Boca Raton, Niceville, Orlando, Vero Beach.
| Kind | Mortgage broker |
| License or charter | Florida mortgage broker (Chapter 494), status Approved |
| NMLS id | 1749719 (company); branches 2743008, 2793035, 2816019 |
| Florida offices | Boca Raton, Niceville, Orlando, Vero Beach |
| Counties | Indian River, Okaloosa, Orange, Palm Beach |
| Website | uniteddirectlending.com |
| Phone | (888) 249-7960 |
| Address shown on its site | 7960 Email Us Today 5550 Glades Rd Suite 500 Boca Raton, FL 33431 |
Loan types United Direct Lending LLC lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Boca Raton firms offering it.
- Bank statement loans
- Rate buydown mortgages
- Cash out refinance
- Conventional mortgages
- Down payment assistance programs
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- Fix and flip loans
- HELOCs
- Investment property and rental loans
- Jumbo loans
- Non QM loans
- Refinance
- Reverse mortgages
- Florida Housing and Hometown Heroes loans
- USDA loans
- VA loans
United Direct Lending LLC offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Boca Raton | 5550 Glades Rd, Suite 500 33431 | (561) 504-3742 | Principal office |
| Niceville | 1402d Cat Mar Rd 32578 | (888) 249-7960 | Branch, NMLS 2816019 |
| Orlando | 4725 W Sand Lake Road, Suite 203 32819 | (888) 249-7960 | Branch, NMLS 2743008 |
| Vero Beach | 3096 Cardinal Dr, Suite 2A 32963 | (888) 249-7960 | Branch, NMLS 2793035 |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Palm Beach County at a glance
| Mortgage applications filed in 2025 | 63,748 |
| Loans originated | 28,383 |
| Denial rate | 20% |
| FHA share of originations | 12% |
| VA share | 3% |
| Investor and second home share | 15% |
| Dollar volume originated | $14,377,195,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.