Florida › Boca Raton › Smart Mortgage Solutions LLC
Smart Mortgage Solutions LLC
Smart Mortgage Solutions LLC is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 2 licensed Florida offices: Boca Raton, Fort Lauderdale.
| Kind | Mortgage lender |
| License or charter | Florida mortgage lender (Chapter 494), status Approved |
| NMLS id | 2152851 (company); branches 2668519 |
| Florida offices | Boca Raton, Fort Lauderdale |
| Counties | Broward, Palm Beach |
| Website | smartmtge.com |
| Phone | (561) 299-5825 |
| Address shown on its site | 6601 Park of Commerce Blvd, Suite 12-182, Boca Raton, FL 33487 |
Loan types Smart Mortgage Solutions LLC lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Boca Raton firms offering it.
- 1099 income loans
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Bank statement loans
- Bridge loans
- Commercial real estate loans
- Conventional mortgages
- Mortgages after bankruptcy or foreclosure
- Down payment assistance programs
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- Fix and flip loans
- Hard money and private money loans
- HELOCs
- Interest only mortgages
- Investment property and rental loans
- Jumbo loans
- Mixed use property financing
- Non warrantable condo loans
- Non QM loans
- P&L only loans
- Refinance
- Reverse mortgages
- Second home mortgages
- Spec construction loans
- Short term rental DSCR loans
- Unique property mortgages
- VA loans
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Smart Mortgage Solutions LLC offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Boca Raton | 6601 Park Of Commerce Blvd, Suite 12-182 33487 | (561) 929-9066 | Principal office |
| Fort Lauderdale | 3300 N Federal Highway, Suite 200 33306 | (954) 319-2774 | Branch, NMLS 2668519 |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Palm Beach County at a glance
| Mortgage applications filed in 2025 | 63,748 |
| Loans originated | 28,383 |
| Denial rate | 20% |
| FHA share of originations | 12% |
| VA share | 3% |
| Investor and second home share | 15% |
| Dollar volume originated | $14,377,195,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.