Florida › Spec construction loans

Spec construction loans in Florida

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

34 firms with a Florida office list spec construction loans on their own sites: 8 mortgage lenders, 22 mortgage brokers, 4 banks. Pick a city for the local list, or scan the firms with the most complete public data below.

By city

• Miami8 firms

22 of the 34 firms

Firms appear here as their city goes live.

• Mortgage lender

  1St Florida Lending CORP

  Orlando NMLS 359304

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • Blanket and portfolio loans
  • +37 more
  See this lender
• Mortgage broker

  Alon Finance Group, LLC

  Orlando NMLS 373142

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Business acquisition loans
  • Cash out refinance
  • +23 more
  See this broker
• Mortgage broker

  Bennett Capital Partners, LLC

  Miami NMLS 2046862

  • 1099 income loans
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Assumable mortgages
  • +40 more
  See this broker
• BMMortgage broker

  Bravo Mortgage LLC

  Miami NMLS 1893804

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bridge loans
  • Business acquisition loans
  • +18 more
  See this broker
• Mortgage lender

  Brickell Capital, LLC

  Coral Gables NMLS 1281663

  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • Condo mortgages
  • +13 more
  See this lender
• Mortgage broker

  Capital Prime Lending LLC

  Miami NMLS 2610803

  • Asset depletion loans
  • Commercial real estate loans
  • Conventional mortgages
  • DSCR loans
  • +3 more
  See this broker
• Bank

  Cypress Bank & Trust

  Jacksonville +4 more

  • Commercial real estate loans
  • Equipment financing
  • HELOCs
  • Home equity loans
  • +6 more
  See this bank
• Mortgage broker

  Dixon Link Capital LLC

  Jacksonville NMLS 2029225

  • 10 year fixed mortgages
  • Bridge loans
  • Business acquisition loans
  • Cash out refinance
  • +15 more
  See this broker
• ECMortgage broker

  Elan Corporate Holdings, INC.

  Orlando NMLS 399175

  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • DACA and visa holder mortgages
  • +10 more
  See this broker
• Mortgage lender

  First Coast Mortgage Funding LLC

  Jacksonville NMLS 1953441

  • 1099 income loans
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +38 more
  See this lender
• Mortgage broker

  Innovative Mortgage Solutions LLC

  Orlando NMLS 2433010

  • Commercial real estate loans
  • FHA loans
  • First time home buyer loans and programs
  • Fix and flip loans
  • +8 more
  See this broker
• Mortgage broker

  International Monetary Mortgage Fund, INC.

  Miami NMLS 376614

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • +19 more
  See this broker
• Bank

  Locality Bank

  Boca Raton +1 more

  • Business acquisition loans
  • Commercial real estate loans
  • Construction loans
  • Equipment financing
  • +8 more
  See this bank
• OMMortgage broker

  One Mortgage LLC

  Miami NMLS 2293756

  • Asset depletion loans
  • Bank statement loans
  • Bridge loans
  • Cash out refinance
  • +19 more
  See this broker
• Bank

  Popular Bank

  Aventura +8 more

  • Bridge loans
  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • +8 more
  See this bank
• Mortgage broker

  Pro Option Mortgage, INC.

  Tampa NMLS 390492

  • Bridge loans
  • DSCR loans
  • FHA loans
  • Fix and flip loans
  • +7 more
  See this broker
• Mortgage broker

  Secure Step Mortgage, CORP

  Miami NMLS 2767457

  • Asset depletion loans
  • Bank statement loans
  • Blanket and portfolio loans
  • Bridge loans
  • +15 more
  See this broker
• SHMortgage broker

  Secured Horizon Financial Group, INC.

  North Maimi NMLS 314226

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bank statement loans
  • +36 more
  See this broker
• Mortgage lender

  Smart Mortgage Solutions LLC

  Boca Raton +1 more NMLS 2152851

  • 1099 income loans
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +26 more
  See this lender
• Mortgage lender

  Titan Funding, LLC

  Boca Raton NMLS 1179099

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Bridge loans
  • Cash out refinance
  • +18 more
  See this lender
• Mortgage lender

  Triad Financial Services, INC.

  Jacksonville +1 more NMLS 1063

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Mortgages after bankruptcy or foreclosure
  • Manufactured home loans
  • +2 more
  See this lender
• VMMortgage broker

  Vaster Management, LLC

  Miami NMLS 1804955

  • Bank statement loans
  • Blanket and portfolio loans
  • Bridge loans
  • Cash out refinance
  • +21 more
  See this broker

• All of FloridaEvery city and loan type

Questions people ask

How many Florida lenders offer spec construction loans?

34 firms with a Florida office list spec construction loans on their own websites as of October 15, 2026: 8 mortgage lenders, 22 mortgage brokers, 4 banks. Out-of-state companies licensed in Florida without a local office are not counted here.