Florida › Jacksonville › Cypress Bank & Trust
Cypress Bank & Trust
Cypress Bank & Trust is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 5 licensed Florida offices: Jacksonville, Maitland, Melbourne, Palm Beach, Vero Beach.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Jacksonville, Maitland, Melbourne, Palm Beach, Vero Beach |
| Legal entity | CYPRESS BANK & TRUST, LEI 98450043F5A47875CB42, Active |
| Counties | Brevard, Duval, Indian River, Orange, Palm Beach |
| Website | cypressbanktrust.com |
| Phone | (800) 439-8745 |
| Address shown on its site | 1910 San Marco Boulevard Jacksonville, FL 32207 |
Loan types Cypress Bank & Trust lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Jacksonville firms offering it.
- Commercial real estate loans
- Equipment financing
- HELOCs
- Home equity loans
- Land loans
- Refinance
- SBA loans
- Small business loans
- Spec construction loans
- Industrial property financing
Bank facts from the FDIC
| Total assets | $256,842,000 |
| Deposits | $219,309,000 |
| Offices nationwide | 5 |
| Florida offices | 5 |
| Return on assets | 1.26% |
| Established | 1996 |
| Headquarters | Melbourne, FL |
| Holding company | CYPRESS CAPITAL GROUP INC |
FDICFDIC institution record for certificate 35506, latest quarterly filing. Dollar figures as reported.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Cypress Bank & Trust offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Melbourne | 6115 N Wickham Rd 32940 | Principal office | |
| Jacksonville | 1910 San Marco Blvd 32207 | Branch | |
| Maitland | 610 S Maitland Ave 32751 | Branch | |
| Palm Beach | 251 Royal Palm Way 33480 | Branch | |
| Vero Beach | 4625 N. Highway A1A 32963 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Duval County at a glance
| Mortgage applications filed in 2025 | 46,349 |
| Loans originated | 21,490 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 17% |
| Investor and second home share | 12% |
| Dollar volume originated | $6,887,330,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $580,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.