Florida › Jacksonville › Cardinal Financial Company, Limited Partnership
Cardinal Financial Company, Limited Partnership
Cardinal Financial Company, Limited Partnership is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 1 licensed Florida office: Jacksonville. Its principal office is in Charlotte, NC.
| Kind | Mortgage lender |
| License or charter | Florida mortgage lender (Chapter 494), status Approved |
| NMLS id | 66247 (company); branches 2751606, 2778361, 2791324 |
| Florida offices | Jacksonville |
| Counties | Duval |
| Website | cardinalfinancial.com |
| Phone | (877) 412-1029 |
Loan types Cardinal Financial Company, Limited Partnership lists
Read from the firm’s own website on 2026-10-16. Lender-stated, not verified by LendResearch. Each links to the other Jacksonville firms offering it.
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Cash out refinance
- Condo mortgages
- Construction loans
- Conventional mortgages
- Down payment assistance programs
- FHA loans
- First time home buyer loans and programs
- Jumbo loans
- Manufactured home loans
- Refinance
- Renovation loans
- Retail property financing
- Florida Housing and Hometown Heroes loans
- USDA loans
- VA loans
Loan mix from federal filings
| Florida loans originated, 2025 | 1,232 |
| Applications | 1,891 |
| Denial rate | 11% |
| Conventional / FHA / VA / USDA | 44% / 46% / 10% / 0% |
| Purchase / refinance / cash out | 84% / 5% / 8% |
| Home improvement / other purpose | 1% / 3% |
| Investor and second home share | 5% |
| Dollar volume | $392,310,000 |
| Top counties | Polk (146), Hillsborough (146), Pasco (130), Duval (92), Manatee (72) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP. Counts are loans in Florida only.
Cardinal Financial Company, Limited Partnership offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Jacksonville | 11555 Central Pkwy, Ste 801 & 802 32224 | (855) 561-4944 | Branch, NMLS 2751606 |
| Jacksonville | 50 N. Laura St, Ste 2500 Office 2569 32202 | (855) 561-4944 | Branch, NMLS 2778361 |
| Jacksonville | 5101 Blackburn Street 32210 | (855) 561-4944 | Branch, NMLS 2791324 |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Duval County at a glance
| Mortgage applications filed in 2025 | 46,349 |
| Loans originated | 21,490 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 17% |
| Investor and second home share | 12% |
| Dollar volume originated | $6,887,330,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $580,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.