Florida › Jacksonville › Conventional mortgages

Conventional mortgages in Jacksonville

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

28 firms with a Jacksonville office list conventional mortgages on their own sites: 10 mortgage lenders, 11 mortgage brokers, 5 banks, 2 credit unions. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.

• AMMortgage lender

  Alcova Mortgage LLC

  Jacksonville +4 more NMLS 1458429

  • 1099 income loans
  • Bank statement loans
  • Bridge loans
  • Cash out refinance
  • +12 more
  158 FL loans in 2025See this lender
• CFMortgage lender

  Cardinal Financial Company, Limited Partnership

  Jacksonville NMLS 2751606

  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • Cash out refinance
  • Condo mortgages
  • +13 more
  1,232 FL loans in 2025See this lender
• Mortgage lender

  Carrington Mortgage Services, LLC

  Jacksonville +1 more NMLS 1133936

  • Adjustable rate mortgages (ARM)
  • Assumable mortgages
  • Cash out refinance
  • Conventional mortgages
  • +10 more
  1,296 FL loans in 2025See this lender
• Credit union

  Coastline

  Jacksonville

  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • First time home buyer loans and programs
  • +9 more
  81 FL loans in 2025See this credit union
• Bank

  First-Citizens Bank & Trust Company

  Jacksonville +21 more

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +18 more
  266 FL loans in 2025See this bank
• Credit union

  Florida

  Jacksonville +7 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Blanket and portfolio loans
  • Cash out refinance
  • +18 more
  840 FL loans in 2025See this credit union
• MMMortgage lender

  Movement Mortgage, LLC

  Jacksonville +24 more NMLS 1166394

  • Cash out refinance
  • Condo mortgages
  • Conventional mortgages
  • DSCR loans
  • +12 more
  4,122 FL loans in 2025See this lender
• Mortgage lender

  Point Mortgage Corporation

  Jacksonville +5 more NMLS 1313812

  • Adjustable rate mortgages (ARM)
  • Commercial real estate loans
  • Conventional mortgages
  • Down payment assistance programs
  • +10 more
  711 FL loans in 2025See this lender
• SMMortgage lender

  Summit Mortgage Corporation

  Jacksonville +1 more NMLS 1800426

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • Down payment assistance programs
  • +7 more
  1 FL loans in 2025See this lender
• ALMortgage broker

  Ane Lending LLC

  Jacksonville NMLS 1999497

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • DSCR loans
  • +9 more
  See this broker
• CBBank

  Cogent Bank

  Jacksonville +10 more

  • Asset depletion loans
  • Bridge loans
  • Business acquisition loans
  • Commercial real estate loans
  • +16 more
  See this bank
• Mortgage broker

  Creative Mortgage Solutions CORP

  Jacksonville NMLS 2387756

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • Down payment assistance programs
  • +13 more
  See this broker
• Mortgage broker

  Dixon Link Capital LLC

  Jacksonville NMLS 2029225

  • 10 year fixed mortgages
  • Bridge loans
  • Business acquisition loans
  • Cash out refinance
  • +15 more
  See this broker
• ELMortgage broker

  Elite Lending Service, INC

  Jacksonville NMLS 1762211

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Conventional mortgages
  • FHA loans
  • +7 more
  See this broker
• Mortgage lender

  Envoy Mortgage Ltd

  Jacksonville +1 more NMLS 2302318

  • Adjustable rate mortgages (ARM)
  • Bridge loans
  • Rate buydown mortgages
  • Cash out refinance
  • +19 more
  See this lender
• Mortgage lender

  First Coast Mortgage Funding LLC

  Jacksonville NMLS 1953441

  • 1099 income loans
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +38 more
  See this lender
• Bank

  First Federal Bank

  Jacksonville +16 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Business acquisition loans
  • Commercial real estate loans
  • +17 more
  See this bank
• Mortgage broker

  First Florida Financial, INC.

  Jacksonville +2 more NMLS 2057475

  • Asset depletion loans
  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • +18 more
  See this broker
• Mortgage broker

  Flvmc LLC

  Jacksonville +11 more NMLS 1299512

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • Mortgages after bankruptcy or foreclosure
  • +15 more
  See this broker
• Mortgage lender

  Lennar Mortgage, LLC

  Jacksonville +9 more NMLS 1058

  • Adjustable rate mortgages (ARM)
  • Conventional mortgages
  • Down payment assistance programs
  • FHA loans
  • +5 more
  See this lender
• Mortgage broker

  North Star Mortgage Network INC.

  Jacksonville NMLS 356789

  • Asset depletion loans
  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • +24 more
  See this broker
• NMMortgage broker

  Nuview Mortgage, LLC

  Jacksonville NMLS 1876725

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • +13 more
  See this broker
• Mortgage broker

  Oak Street Financial, INC.

  Jacksonville NMLS 327643

  • Adjustable rate mortgages (ARM)
  • Conventional mortgages
  • FHA loans
  • First time home buyer loans and programs
  • +3 more
  See this broker
• Mortgage broker

  Parco Finance LLC

  Jacksonville NMLS 390839

  • Conventional mortgages
  • DSCR loans
  • FHA loans
  • First time home buyer loans and programs
  • +8 more
  See this broker
• Bank

  Renasant Bank

  Jacksonville +18 more

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Conventional mortgages
  • Down payment assistance programs
  • +7 more
  See this bank
• Mortgage broker

  Royal Mortgage LLC

  Jacksonville +1 more NMLS 2059962

  • Asset depletion loans
  • Cash out refinance
  • Condo mortgages
  • Construction loans
  • +18 more
  See this broker
• SNBank

  Seacoast National Bank

  Jacksonville +70 more

  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Business acquisition loans
  • Commercial real estate loans
  • +15 more
  See this bank
• SMMortgage lender

  Sharp Mortgages, INC.

  Jacksonville NMLS 155163

  • Adjustable rate mortgages (ARM)
  • Bank statement loans
  • Cash out refinance
  • Conventional mortgages
  • +16 more
  See this lender

Other loans in Jacksonville

• Refinance67 firms
• First time home buyer loans and programs48 firms
• FHA loans46 firms
• Jumbo loans46 firms
• USDA loans42 firms
• Adjustable rate mortgages (ARM)37 firms
• VA loans36 firms
• Cash out refinance33 firms
• HELOCs29 firms
• Florida Housing and Hometown Heroes loans25 firms
• Investment property and rental loans24 firms
• Construction loans23 firms

• All home loans in Jacksonville159 firms, every loan type
• Conventional mortgages across Florida568 firms statewide

Duval County at a glance

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.

Questions people ask

How many lenders offer conventional mortgages in Jacksonville?

28 firms licensed or chartered to lend in Florida with a Jacksonville office list conventional mortgages on their own websites as of October 15, 2026: 10 mortgage lenders, 11 mortgage brokers, 5 banks, 2 credit unions. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.

Should I use a broker or a lender for conventional mortgages?

Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.

What is the 2026 loan limit in Duval County?

The 2026 conforming limit for a one-unit home in Duval County is $832,750 and the FHA limit is $580,750. Above the conforming limit a loan is a jumbo loan.