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Home loans in Jacksonville

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

51mortgage lenders56mortgage brokers30banks22credit unions

159 firms approved to make or arrange home loans have an office in Jacksonville. Pick the loan you need, answer six questions, or search by name. Every firm is on the Florida license file or federally insured; inactive licensees are never listed.

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Only loan types that at least 5 Jacksonville firms list on their own sites get a page.

All 159 firms in Jacksonville

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Duval County at a glance

Mortgage applications filed in 2025	46,349
Loans originated	21,490
Denial rate	18%
FHA share of originations	18%
VA share	17%
Investor and second home share	12%
Dollar volume originated	$6,887,330,000
2026 conforming loan limit, 1 unit	$832,750
2026 FHA loan limit, 1 unit	$580,750

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.

All of FloridaEvery city and loan type

Questions people ask

How many mortgage lenders and brokers are in Jacksonville?

159 firms approved by the Florida Office of Financial Regulation or chartered as banks and credit unions have a Jacksonville office as of October 15, 2026: 51 mortgage lenders, 56 mortgage brokers, 30 banks, 22 credit unions. Loan officers and unlicensed companies are not counted.

What is the difference between a mortgage lender, a broker and a bank?

A mortgage lender funds the loan with its own money or credit lines. A mortgage broker arranges the loan through other lenders and does not fund it. A bank or credit union lends its own deposits and products. All three can get you the same loan; the card on every firm says which it is.