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Publix Employees
Publix Employees is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 4 licensed Florida offices: Jacksonville, Lakeland, Pembroke Pines, West Palm Beach.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Jacksonville, Lakeland, Pembroke Pines, West Palm Beach |
| Legal entity | Publix Employees Federal Credit Union, LEI 5493009KQ3D6Q5VM0B61, Active |
| Counties | Broward, Duval, Palm Beach, Polk |
| Website | pefcu.com |
| Phone | (800) 226-6673 |
Loan types Publix Employees lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Jacksonville firms offering it.
Credit union facts from the NCUA
| Total assets | $1,612,861,018 |
| Members | 120,059 |
| Residential mortgage loans outstanding | $284,065,866 |
| Residential mortgages granted this year | $60,279,957 |
| Florida branches | 10 |
| Year opened | 1978 |
| Headquarters | Lakeland, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 23020. Residential figures are 1 to 4 family and other consumer real estate loans.
Loan mix from federal filings
| Florida loans originated, 2025 | 61 |
| Applications | 432 |
| Denial rate | 20% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 61% / 10% / 20% |
| Home improvement / other purpose | 0% / 10% |
| Investor and second home share | 0% |
| Dollar volume | $22,675,000 |
| Top counties | Polk (14), Hillsborough (7), Duval (5), St. Lucie (5), Seminole (3) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by Publix Employees Federal Credit Union. Counts are loans in Florida only.
Publix Employees offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Lakeland | 3005 New Tampa Hwy 33815 | (863) 683-6404 | Principal office |
| Altamonte Springs | 482 E Altamonte Dr Ste 1010 32701 | (407) 260-1490 | Branch |
| Jacksonville | 11112 San Jose Blvd 32223 | (800) 226-6673 | Branch |
| Jacksonville | 8101 Normandy Blvd 32221 | (800) 226-6673 | Branch |
| Jacksonville | 9730 Hutchinson Park Dr 32225 | (904) 725-4662 | Branch |
| Lakeland | 1215 N Parkway Frontage Rd 33803 | (800) 226-6673 | Branch |
| Lakeland | 3005 New Tampa Hwy 33815 | (863) 683-6404 | Branch |
| Pembroke Pines | 219 N University Dr 33024 | (954) 961-6667 | Branch |
| Royal Palm Beach | 11957 Southern Blvd 33411 | (561) 832-2629 | Branch |
| Sarasota | 3564 Clark Rd 34231 | (941) 966-8623 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
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Duval County at a glance
| Mortgage applications filed in 2025 | 46,349 |
| Loans originated | 21,490 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 17% |
| Investor and second home share | 12% |
| Dollar volume originated | $6,887,330,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $580,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.