Florida › Jacksonville › FHA loans
FHA loans in Jacksonville
46 firms with a Jacksonville office list FHA loans on their own sites: 16 mortgage lenders, 19 mortgage brokers, 8 banks, 3 credit unions. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.
- AMMortgage lender
Alcova Mortgage LLC
- 1099 income loans
- Bank statement loans
- Bridge loans
- Cash out refinance
- +12 more
158 FL loans in 2025See this lender - CMMortgage lender
Canopy Mortgage, LLC
- FHA loans
- First time home buyer loans and programs
- Jumbo loans
- Non QM loans
- +3 more
149 FL loans in 2025See this lender - CFMortgage lender
Cardinal Financial Company, Limited Partnership
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Cash out refinance
- Condo mortgages
- +13 more
1,232 FL loans in 2025See this lender 
Mortgage lenderCarrington Mortgage Services, LLC
- Adjustable rate mortgages (ARM)
- Assumable mortgages
- Cash out refinance
- Conventional mortgages
- +10 more
1,296 FL loans in 2025See this lender
BankFirst-Citizens Bank & Trust Company
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- +18 more
266 FL loans in 2025See this bank
Credit unionFlorida
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Blanket and portfolio loans
- Cash out refinance
- +18 more
840 FL loans in 2025See this credit union- GMMortgage lender
Guild Mortgage Company LLC
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- +18 more
2,790 FL loans in 2025See this lender - MMMortgage lender
Movement Mortgage, LLC
- Cash out refinance
- Condo mortgages
- Conventional mortgages
- DSCR loans
- +12 more
4,122 FL loans in 2025See this lender 
Mortgage lenderNvr Mortgage Finance, INC.
- Adjustable rate mortgages (ARM)
- Down payment assistance programs
- FHA loans
- Jumbo loans
- +3 more
1,211 FL loans in 2025See this lender
Mortgage lenderPoint Mortgage Corporation
- Adjustable rate mortgages (ARM)
- Commercial real estate loans
- Conventional mortgages
- Down payment assistance programs
- +10 more
711 FL loans in 2025See this lender- SMMortgage lender
Summit Mortgage Corporation
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Down payment assistance programs
- +7 more
1 FL loans in 2025See this lender 
Credit unionTogether Credit Union
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +7 more
43 FL loans in 2025See this credit union- ALMortgage broker
Ane Lending LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- DSCR loans
- +9 more
See this broker 
Mortgage brokerCapstone Mortgage Lending LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +7 more
See this broker- CBBank
Cogent Bank
- Asset depletion loans
- Bridge loans
- Business acquisition loans
- Commercial real estate loans
- +16 more
See this bank 
Mortgage brokerCreative Mortgage Solutions CORP
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Down payment assistance programs
- +13 more
See this broker- EHMortgage broker
Edge Home Finance, LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +7 more
See this broker - ELMortgage broker
Elite Lending Service, INC
- Adjustable rate mortgages (ARM)
- Bridge loans
- Conventional mortgages
- FHA loans
- +7 more
See this broker 
Mortgage lenderEnvoy Mortgage Ltd
- Adjustable rate mortgages (ARM)
- Bridge loans
- Rate buydown mortgages
- Cash out refinance
- +19 more
See this lender
Mortgage lenderFirst Coast Mortgage Funding LLC
- 1099 income loans
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- +38 more
See this lender
BankFirst Federal Bank
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Business acquisition loans
- Commercial real estate loans
- +17 more
See this bank
Mortgage brokerFirst Florida Financial, INC.
- Asset depletion loans
- Bank statement loans
- Rate buydown mortgages
- Cash out refinance
- +18 more
See this broker
Mortgage lenderFirst Option Mortgage, LLC
- Cash out refinance
- FHA loans
- Investment property and rental loans
- Refinance
See this lender
BankFlorida Capital Bank, National Association
- Adjustable rate mortgages (ARM)
- Bridge loans
- Business acquisition loans
- Rate buydown mortgages
- +14 more
See this bank
Mortgage brokerFlorida's Best Mortgage Company LLC
- Adjustable rate mortgages (ARM)
- Mortgages after bankruptcy or foreclosure
- FHA loans
- HELOCs
- +4 more
See this broker
Mortgage brokerFlvmc LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Mortgages after bankruptcy or foreclosure
- +15 more
See this broker
Mortgage brokerGalaxi Financial LLC
- Down payment assistance programs
- FHA loans
- First time home buyer loans and programs
- Jumbo loans
- +4 more
See this broker- JHMortgage lender
Jet Homeloans, LP
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Blanket and portfolio loans
- Rate buydown mortgages
- +15 more
See this lender 
Credit unionJm Associates
- FHA loans
- First time home buyer loans and programs
- HELOCs
- Jumbo loans
- +4 more
See this credit union
BankJPMorgan Chase Bank, National Association
- Adjustable rate mortgages (ARM)
- FHA loans
- First time home buyer loans and programs
- Refinance
- +4 more
See this bank
Mortgage lenderLennar Mortgage, LLC
- Adjustable rate mortgages (ARM)
- Conventional mortgages
- Down payment assistance programs
- FHA loans
- +5 more
See this lender- NMMortgage broker
Nexa Mortgage, LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- First time home buyer loans and programs
- +8 more
See this broker 
Mortgage brokerNorth Star Mortgage Network INC.
- Asset depletion loans
- Bank statement loans
- Rate buydown mortgages
- Cash out refinance
- +24 more
See this broker- NMMortgage broker
Nuview Mortgage, LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Construction loans
- Conventional mortgages
- +13 more
See this broker 
Mortgage brokerOak Street Financial, INC.
- Adjustable rate mortgages (ARM)
- Conventional mortgages
- FHA loans
- First time home buyer loans and programs
- +3 more
See this broker
Mortgage brokerParco Finance LLC
- Conventional mortgages
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- +8 more
See this broker
Mortgage lenderPlaza Home Mortgage, INC.
- DSCR loans
- FHA loans
- Jumbo loans
- Non QM loans
- +5 more
See this lender
Mortgage brokerReal-Tyme Investment Realty LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- FHA streamline refinance
- +14 more
See this broker
Mortgage brokerRoyal Mortgage LLC
- Asset depletion loans
- Cash out refinance
- Condo mortgages
- Construction loans
- +18 more
See this broker
Mortgage brokerSawgrass Mortgage Corporation
- Cash out refinance
- Construction loans
- FHA loans
- First time home buyer loans and programs
- +6 more
See this broker- SMMortgage lender
Sharp Mortgages, INC.
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Cash out refinance
- Conventional mortgages
- +16 more
See this lender 
BankTD Bank, National Association
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Construction loans
- +11 more
See this bank- CBBank
The Claxton Bank
- Bridge loans
- Commercial real estate loans
- FHA loans
- HELOCs
- +6 more
See this bank 
BankTruist Bank
- Cash out refinance
- Commercial real estate loans
- Construction loans
- FHA loans
- +7 more
See this bank
Mortgage brokerTrustline Mortgage, INC.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Construction loans
- +6 more
See this broker
Mortgage brokerUnited Mortgage Group, INC.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- DSCR loans
- +8 more
See this broker
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Other loans in Jacksonville
- Refinance67 firms
- First time home buyer loans and programs48 firms
- Jumbo loans46 firms
- USDA loans42 firms
- Adjustable rate mortgages (ARM)37 firms
- VA loans36 firms
- Cash out refinance33 firms
- HELOCs29 firms
- Conventional mortgages28 firms
- Florida Housing and Hometown Heroes loans25 firms
- Investment property and rental loans24 firms
- Construction loans23 firms
Duval County at a glance
| Mortgage applications filed in 2025 | 46,349 |
| Loans originated | 21,490 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 17% |
| Investor and second home share | 12% |
| Dollar volume originated | $6,887,330,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $580,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
How many lenders offer FHA loans in Jacksonville?
46 firms licensed or chartered to lend in Florida with a Jacksonville office list FHA loans on their own websites as of October 15, 2026: 16 mortgage lenders, 19 mortgage brokers, 8 banks, 3 credit unions. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.
Should I use a broker or a lender for FHA loans?
Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.
What is the 2026 loan limit in Duval County?
The 2026 conforming limit for a one-unit home in Duval County is $832,750 and the FHA limit is $580,750. Above the conforming limit a loan is a jumbo loan.