Florida › Jacksonville › Florida Capital Bank, National Association
Florida Capital Bank, National Association
Florida Capital Bank, National Association is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 4 licensed Florida offices: Gainesville, Jacksonville, Orlando, Tampa.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Gainesville, Jacksonville, Orlando, Tampa |
| Legal entity | Florida Capital Bank, National Association, LEI 549300ZIXM1VUXPG4D03, Active |
| Counties | Alachua, Duval, Hillsborough, Orange |
| Website | floridacapitalbank.com |
| Phone | (866) 380-6222 |
| Address shown on its site | 5287 Innovation Square 241 SW 7th Terrace Gainesville, FL 32601 |
Loan types Florida Capital Bank, National Association lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Jacksonville firms offering it.
- Adjustable rate mortgages (ARM)
- Bridge loans
- Business acquisition loans
- Rate buydown mortgages
- Commercial real estate loans
- Down payment assistance programs
- Equipment financing
- FHA loans
- First time home buyer loans and programs
- Jumbo loans
- Manufactured home loans
- Refinance
- Renovation loans
- SBA loans
- Small business loans
- USDA loans
- VA IRRRL refinance
- Industrial property financing
Bank facts from the FDIC
| Total assets | $713,145,000 |
| Deposits | $639,827,000 |
| Offices nationwide | 5 |
| Florida offices | 5 |
| Return on assets | 0.98% |
| Established | 1985 |
| Headquarters | Jacksonville, FL |
| Holding company | FLORIDA CAPITAL GROUP INC |
FDICFDIC institution record for certificate 26323, latest quarterly filing. Dollar figures as reported.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Florida Capital Bank, National Association offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Jacksonville | 10151 Deerwood Park Blvd Bldg 100 Ste 200 32256 | Principal office | |
| Gainesville | 241 Sw 7th Ter 32601 | Branch | |
| Jacksonville | 10151 Deerwood Park Blvd 32256 | Branch | |
| Orlando | 1000 Legion Pl 32801 | Branch | |
| Tampa | 4830 W Kennedy Blvd 33609 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Duval County at a glance
| Mortgage applications filed in 2025 | 46,349 |
| Loans originated | 21,490 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 17% |
| Investor and second home share | 12% |
| Dollar volume originated | $6,887,330,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $580,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.