Florida › Jacksonville › Down payment assistance programs
Down payment assistance programs in Jacksonville
19 firms with a Jacksonville office list down payment assistance programs on their own sites: 9 mortgage lenders, 4 mortgage brokers, 6 banks. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.
- CFMortgage lender
Cardinal Financial Company, Limited Partnership
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Cash out refinance
- Condo mortgages
- +13 more
1,232 FL loans in 2025See this lender 
BankFirst-Citizens Bank & Trust Company
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- +18 more
266 FL loans in 2025See this bank- GMMortgage lender
Guild Mortgage Company LLC
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- +18 more
2,790 FL loans in 2025See this lender 
Mortgage lenderNvr Mortgage Finance, INC.
- Adjustable rate mortgages (ARM)
- Down payment assistance programs
- FHA loans
- Jumbo loans
- +3 more
1,211 FL loans in 2025See this lender
Mortgage lenderPoint Mortgage Corporation
- Adjustable rate mortgages (ARM)
- Commercial real estate loans
- Conventional mortgages
- Down payment assistance programs
- +10 more
711 FL loans in 2025See this lender- SMMortgage lender
Summit Mortgage Corporation
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Down payment assistance programs
- +7 more
1 FL loans in 2025See this lender 
Mortgage brokerCreative Mortgage Solutions CORP
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Down payment assistance programs
- +13 more
See this broker
Mortgage lenderFirst Coast Mortgage Funding LLC
- 1099 income loans
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- +38 more
See this lender
BankFirst Federal Bank
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Business acquisition loans
- Commercial real estate loans
- +17 more
See this bank
Mortgage brokerFirst Florida Financial, INC.
- Asset depletion loans
- Bank statement loans
- Rate buydown mortgages
- Cash out refinance
- +18 more
See this broker
BankFlorida Capital Bank, National Association
- Adjustable rate mortgages (ARM)
- Bridge loans
- Business acquisition loans
- Rate buydown mortgages
- +14 more
See this bank
Mortgage brokerGalaxi Financial LLC
- Down payment assistance programs
- FHA loans
- First time home buyer loans and programs
- Jumbo loans
- +4 more
See this broker
BankHancock Whitney Bank
- Asset depletion loans
- Business acquisition loans
- Commercial real estate loans
- Construction loans
- +9 more
See this bank- JHMortgage lender
Jet Homeloans, LP
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Blanket and portfolio loans
- Rate buydown mortgages
- +15 more
See this lender 
Mortgage lenderLennar Mortgage, LLC
- Adjustable rate mortgages (ARM)
- Conventional mortgages
- Down payment assistance programs
- FHA loans
- +5 more
See this lender
Mortgage brokerNorth Star Mortgage Network INC.
- Asset depletion loans
- Bank statement loans
- Rate buydown mortgages
- Cash out refinance
- +24 more
See this broker
BankRenasant Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Conventional mortgages
- Down payment assistance programs
- +7 more
See this bank- SMMortgage lender
Sharp Mortgages, INC.
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Cash out refinance
- Conventional mortgages
- +16 more
See this lender 
BankTD Bank, National Association
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Construction loans
- +11 more
See this bank
Other loans in Jacksonville
- Refinance67 firms
- First time home buyer loans and programs48 firms
- FHA loans46 firms
- Jumbo loans46 firms
- USDA loans42 firms
- Adjustable rate mortgages (ARM)37 firms
- VA loans36 firms
- Cash out refinance33 firms
- HELOCs29 firms
- Conventional mortgages28 firms
- Florida Housing and Hometown Heroes loans25 firms
- Investment property and rental loans24 firms
- All home loans in Jacksonville159 firms, every loan type
- Down payment assistance programs across Florida234 firms statewide
Duval County at a glance
| Mortgage applications filed in 2025 | 46,349 |
| Loans originated | 21,490 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 17% |
| Investor and second home share | 12% |
| Dollar volume originated | $6,887,330,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $580,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
How many lenders offer down payment assistance programs in Jacksonville?
19 firms licensed or chartered to lend in Florida with a Jacksonville office list down payment assistance programs on their own websites as of October 15, 2026: 9 mortgage lenders, 4 mortgage brokers, 6 banks. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.
Should I use a broker or a lender for down payment assistance programs?
Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.