Florida › Boca Raton › Point Mortgage Corporation
Point Mortgage Corporation
Point Mortgage Corporation is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 6 licensed Florida offices: Boca Raton, Coral Gables, Jacksonville, Miami, Panama City, Tampa. Its principal office is in Chula Vista, CA.
| Kind | Mortgage lender |
| License or charter | Florida mortgage lender (Chapter 494), status Approved |
| NMLS id | 231073 (company); branches 1313812, 1954512, 2698697, 2795994, 2796082, 2799423, 2877976 |
| Florida offices | Boca Raton, Coral Gables, Jacksonville, Miami, Panama City, Tampa |
| Legal entity | POINT MORTGAGE CORPORATION, LEI 2549007JZSAICH4GZJ60, Active |
| Counties | Bay, Duval, Hillsborough, Miami-Dade, Palm Beach |
| Website | pointmtg.com |
| Phone | (619) 475-4095 |
Loan types Point Mortgage Corporation lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Boca Raton firms offering it.
- Adjustable rate mortgages (ARM)
- Commercial real estate loans
- Conventional mortgages
- Down payment assistance programs
- FHA loans
- First time home buyer loans and programs
- Hard money and private money loans
- Interest only mortgages
- Jumbo loans
- Manufactured home loans
- Refinance
- Florida Housing and Hometown Heroes loans
- USDA loans
- VA loans
Loan mix from federal filings
| Florida loans originated, 2025 | 711 |
| Applications | 984 |
| Denial rate | 3% |
| Conventional / FHA / VA / USDA | 58% / 41% / 2% / 0% |
| Purchase / refinance / cash out | 97% / 1% / 2% |
| Home improvement / other purpose | 0% / 0% |
| Investor and second home share | 2% |
| Dollar volume | $234,305,000 |
| Top counties | Miami-Dade (144), Hillsborough (141), Broward (91), Pasco (74), Lee (53) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by POINT MORTGAGE CORPORATION. Counts are loans in Florida only.
Point Mortgage Corporation offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Boca Raton | 8177 Glades Rd. Bay 6 33434 | (619) 475-4095 | Branch, NMLS 1313812 |
| Coral Gables | 800 S. Douglas Rd, 790 33143 | (619) 475-4095 | Branch, NMLS 1954512 |
| Jacksonville | 233 E.bay St, Unit#1107 32202 | (619) 475-4095 | Branch, NMLS 2877976 |
| Miami | 9835 Sw 72 St Suite 212 33173 | (619) 475-4095 | Branch, NMLS 2799423 |
| Panama City | 433 Harrison Ave, Suite 45 32401 | (619) 475-4095 | Branch, NMLS 2795994 |
| Tampa | 1410 N. Westshore Blvd. Suite, 902 33607 | (619) 475-4095 | Branch, NMLS 2698697 |
| Tampa | 5100 West Kennedy Boulevard, Suite 265 33609 | (619) 475-4095 | Branch, NMLS 2796082 |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Palm Beach County at a glance
| Mortgage applications filed in 2025 | 63,748 |
| Loans originated | 28,383 |
| Denial rate | 20% |
| FHA share of originations | 12% |
| VA share | 3% |
| Investor and second home share | 15% |
| Dollar volume originated | $14,377,195,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.