Florida › Jacksonville › Summit Mortgage Corporation
Summit Mortgage Corporation
Summit Mortgage Corporation is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 2 licensed Florida offices: Jacksonville, Naples. Its principal office is in Minnetonka, MN.
| Kind | Mortgage lender |
| License or charter | Florida mortgage lender (Chapter 494), status Approved |
| NMLS id | 1041 (company); branches 1800426, 363238 |
| Florida offices | Jacksonville, Naples |
| Counties | Collier, Duval |
| Website | summit-mortgage.com |
| Phone | (904) 333-3313 |
| Address shown on its site | 3109 Spring Glen Rd, Jacksonville, FL 32207 |
Loan types Summit Mortgage Corporation lists
Read from the firm’s own website on 2026-10-16. Lender-stated, not verified by LendResearch. Each links to the other Jacksonville firms offering it.
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Down payment assistance programs
- FHA loans
- First time home buyer loans and programs
- Jumbo loans
- Refinance
- Renovation loans
- USDA loans
- VA loans
Loan mix from federal filings
| Florida loans originated, 2025 | 1 |
| Applications | 4 |
| Denial rate | 0% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 0% / 100% / 0% |
| Home improvement / other purpose | 0% / 0% |
| Investor and second home share | 0% |
| Dollar volume | $525,000 |
| Top counties | Hillsborough (1) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by SUMMIT MORTGAGE CORPORATION. Counts are loans in Florida only.
Summit Mortgage Corporation offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Jacksonville | 3109 Spring Glen Road, Suite 302 32207 | (904) 333-3313 | Branch, NMLS 1800426 |
| Naples | 1415 Panther Lane, Suite 159 34109 | (239) 591-6621 | Branch, NMLS 363238 |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
Other lenders and brokers in Jacksonville
- AMMortgage lender
Alcova Mortgage LLC
- 1099 income loans
- Bank statement loans
- Bridge loans
- Cash out refinance
- +12 more
158 FL loans in 2025See this lender - BMMortgage lender
Better Mortgage Corporation
- Florida Housing and Hometown Heroes loans
1,004 FL loans in 2025See this lender - CMMortgage lender
Canopy Mortgage, LLC
- FHA loans
- First time home buyer loans and programs
- Jumbo loans
- Non QM loans
- +3 more
149 FL loans in 2025See this lender - CFMortgage lender
Cardinal Financial Company, Limited Partnership
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Cash out refinance
- Condo mortgages
- +13 more
1,232 FL loans in 2025See this lender 
Mortgage lenderCarrington Mortgage Services, LLC
- Adjustable rate mortgages (ARM)
- Assumable mortgages
- Cash out refinance
- Conventional mortgages
- +10 more
1,296 FL loans in 2025See this lender
Credit unionCoastline
- Cash out refinance
- Construction loans
- Conventional mortgages
- First time home buyer loans and programs
- +9 more
81 FL loans in 2025See this credit union
Duval County at a glance
| Mortgage applications filed in 2025 | 46,349 |
| Loans originated | 21,490 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 17% |
| Investor and second home share | 12% |
| Dollar volume originated | $6,887,330,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $580,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.