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Together Credit Union
Together Credit Union is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 3 licensed Florida offices: Jacksonville, Orlando, Tampa.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Jacksonville, Orlando, Tampa |
| Counties | Duval, Hillsborough, Orange |
| Website | togethercu.org |
| Phone | (800) 325-9905 |
Loan types Together Credit Union lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Jacksonville firms offering it.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- First time home buyer loans and programs
- HELOCs
- Home equity loans
- Interest only mortgages
- Jumbo loans
- Physician mortgages
- Refinance
Loan mix from federal filings
| Florida loans originated, 2025 | 43 |
| Applications | 87 |
| Denial rate | 24% |
| Conventional / FHA / VA / USDA | 98% / 2% / 0% / 0% |
| Purchase / refinance / cash out | 26% / 30% / 2% |
| Home improvement / other purpose | 19% / 23% |
| Home equity lines of credit (HELOC) | 25 of the 43 |
| Investor and second home share | 2% |
| Dollar volume | $8,175,000 |
| Top counties | Orange (11), Hillsborough (6), Nassau (4), Duval (3), Polk (2) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by TOGETHER CREDIT UNION. Counts are loans in Florida only.
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Duval County at a glance
| Mortgage applications filed in 2025 | 46,349 |
| Loans originated | 21,490 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 17% |
| Investor and second home share | 12% |
| Dollar volume originated | $6,887,330,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $580,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.