Florida › Jacksonville › Home equity loans

Home equity loans in Jacksonville

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

18 firms with a Jacksonville office list home equity loans on their own sites: 2 mortgage lenders, 3 mortgage brokers, 4 banks, 9 credit unions. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.

• Credit union

  Coastline

  Jacksonville

  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • First time home buyer loans and programs
  • +9 more
  81 FL loans in 2025See this credit union
• CFCredit union

  Community First Credit Union Of Flo

  Jacksonville

  • 10 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Commercial real estate loans
  • +9 more
  1,135 FL loans in 2025See this credit union
• Credit union

  Florida

  Jacksonville +7 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Blanket and portfolio loans
  • Cash out refinance
  • +18 more
  840 FL loans in 2025See this credit union
• GMMortgage lender

  Guild Mortgage Company LLC

  Jacksonville +22 more NMLS 1771956

  • 10 year fixed mortgages
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Rate buydown mortgages
  • +18 more
  2,790 FL loans in 2025See this lender
• Credit union

  Mayo Employees Federal Credit Union

  Jacksonville

  • Home equity loans
  • Refinance
  • Small business loans
  • Solar financing
  28 FL loans in 2025See this credit union
• NFCredit union

  Navy Federal Credit Union

  Jacksonville +24 more

  • HELOCs
  • Home equity loans
  • Refinance
  • Restaurant financing
  • +2 more
  8,416 FL loans in 2025See this credit union
• Credit union

  Radifi

  Jacksonville +3 more

  • 10 year fixed mortgages
  • Cash out refinance
  • First time home buyer loans and programs
  • HELOCs
  • +5 more
  314 FL loans in 2025See this credit union
• Credit union

  Together Credit Union

  Jacksonville +2 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • +7 more
  43 FL loans in 2025See this credit union
• ACredit union

  Alive

  Jacksonville

  • Construction loans
  • First time home buyer loans and programs
  • Home equity loans
  • Net lease financing
  • +2 more
  See this credit union
• CPCredit union

  City & Police Federal Credit Union

  Jacksonville

  • Construction loans
  • Home equity loans
  • Net lease financing
  • Small business loans
  See this credit union
• Bank

  Cypress Bank & Trust

  Jacksonville +4 more

  • Commercial real estate loans
  • Equipment financing
  • HELOCs
  • Home equity loans
  • +6 more
  See this bank
• Mortgage lender

  First Coast Mortgage Funding LLC

  Jacksonville NMLS 1953441

  • 1099 income loans
  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • +38 more
  See this lender
• Bank

  First Federal Bank

  Jacksonville +16 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Business acquisition loans
  • Commercial real estate loans
  • +17 more
  See this bank
• Mortgage broker

  Flvmc LLC

  Jacksonville +11 more NMLS 1299512

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • Mortgages after bankruptcy or foreclosure
  • +15 more
  See this broker
• Mortgage broker

  North Star Mortgage Network INC.

  Jacksonville NMLS 356789

  • Asset depletion loans
  • Bank statement loans
  • Rate buydown mortgages
  • Cash out refinance
  • +24 more
  See this broker
• NMMortgage broker

  Nuview Mortgage, LLC

  Jacksonville NMLS 1876725

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Construction loans
  • Conventional mortgages
  • +13 more
  See this broker
• Bank

  TD Bank, National Association

  Jacksonville +99 more

  • 15 year fixed mortgages
  • Adjustable rate mortgages (ARM)
  • Asset depletion loans
  • Construction loans
  • +11 more
  See this bank
• Bank

  Truist Bank

  Jacksonville +194 more

  • Cash out refinance
  • Commercial real estate loans
  • Construction loans
  • FHA loans
  • +7 more
  See this bank

Other loans in Jacksonville

• Refinance67 firms
• First time home buyer loans and programs48 firms
• FHA loans46 firms
• Jumbo loans46 firms
• USDA loans42 firms
• Adjustable rate mortgages (ARM)37 firms
• VA loans36 firms
• Cash out refinance33 firms
• HELOCs29 firms
• Conventional mortgages28 firms
• Florida Housing and Hometown Heroes loans25 firms
• Investment property and rental loans24 firms

• All home loans in Jacksonville159 firms, every loan type
• Home equity loans across Florida256 firms statewide

Duval County at a glance

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.

Questions people ask

How many lenders offer home equity loans in Jacksonville?

18 firms licensed or chartered to lend in Florida with a Jacksonville office list home equity loans on their own websites as of October 15, 2026: 2 mortgage lenders, 3 mortgage brokers, 4 banks, 9 credit unions. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.

Should I use a broker or a lender for home equity loans?

Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.