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Radifi
Radifi is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 4 licensed Florida offices: Atlantic Beach, Hilliard, Jacksonville, Orange Park.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Atlantic Beach, Hilliard, Jacksonville, Orange Park |
| Legal entity | RADIFI, LEI 549300WKOE38PNUSOD49, Active |
| Counties | Clay, Duval, Nassau |
| Website | jaxfcu.org |
| Phone | (904) 475-8000 |
| Address shown on its site | 562 Park St. Jacksonville, FL 32204 |
Loan types Radifi lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Jacksonville firms offering it.
- 10 year fixed mortgages
- Cash out refinance
- First time home buyer loans and programs
- HELOCs
- Home equity loans
- Jumbo loans
- Refinance
- Second home mortgages
- Small business loans
Credit union facts from the NCUA
| Total assets | $652,370,480 |
| Members | 42,483 |
| Residential mortgage loans outstanding | $262,409,738 |
| Residential mortgages granted this year | $65,882,594 |
| Florida branches | 8 |
| Year opened | 1935 |
| Headquarters | Jacksonville, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 340. Residential figures are 1 to 4 family and other consumer real estate loans.
Loan mix from federal filings
| Florida loans originated, 2025 | 314 |
| Applications | 406 |
| Denial rate | 10% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 35% / 7% / 58% |
| Home improvement / other purpose | 1% / 0% |
| Investor and second home share | 5% |
| Dollar volume | $79,200,000 |
| Top counties | Duval (169), Clay (63), St. Johns (32), Nassau (10), Pasco (4) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by RadiFi Credit Union. Counts are loans in Florida only.
Radifi offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Jacksonville | 562 Park St 32204 | (904) 475-8000 | Principal office |
| Atlantic Beach | 801 Atlantic Blvd 32233 | (904) 475-8000 | Branch |
| Jacksonville | 11406 San Jose Blvd Ste 2 32223 | (904) 475-8000 | Branch |
| Jacksonville | 1440 Dunn Ave 32218 | (904) 475-8000 | Branch |
| Jacksonville | 4815 Sweetgrass Pl Unit 203 32224 | (904) 475-8000 | Branch |
| Jacksonville | 7254 103rd St 32210 | (904) 475-8000 | Branch |
| Jacksonville | 9802 Old Baymeadows Rd 32256 | (904) 475-8270 | Branch |
| Orange Park | 950 Blanding Blvd 32065 | (904) 475-8000 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
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Duval County at a glance
| Mortgage applications filed in 2025 | 46,349 |
| Loans originated | 21,490 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 17% |
| Investor and second home share | 12% |
| Dollar volume originated | $6,887,330,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $580,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.