Florida › Jacksonville › Second home mortgages
Second home mortgages in Jacksonville
21 firms with a Jacksonville office list second home mortgages on their own sites: 6 mortgage lenders, 8 mortgage brokers, 2 banks, 5 credit unions. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.
- AMMortgage lender
Alcova Mortgage LLC
- 1099 income loans
- Bank statement loans
- Bridge loans
- Cash out refinance
- +12 more
158 FL loans in 2025See this lender 
Credit unionCoastline
- Cash out refinance
- Construction loans
- Conventional mortgages
- First time home buyer loans and programs
- +9 more
81 FL loans in 2025See this credit union
Credit unionFlorida
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Blanket and portfolio loans
- Cash out refinance
- +18 more
840 FL loans in 2025See this credit union- GMMortgage lender
Guild Mortgage Company LLC
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- +18 more
2,790 FL loans in 2025See this lender - MMMortgage lender
Movement Mortgage, LLC
- Cash out refinance
- Condo mortgages
- Conventional mortgages
- DSCR loans
- +12 more
4,122 FL loans in 2025See this lender - NFCredit union
Navy Federal Credit Union
- HELOCs
- Home equity loans
- Refinance
- Restaurant financing
- +2 more
8,416 FL loans in 2025See this credit union 
Credit unionRadifi
- 10 year fixed mortgages
- Cash out refinance
- First time home buyer loans and programs
- HELOCs
- +5 more
314 FL loans in 2025See this credit union
Mortgage brokerCreative Mortgage Solutions CORP
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Down payment assistance programs
- +13 more
See this broker
Mortgage lenderEnvoy Mortgage Ltd
- Adjustable rate mortgages (ARM)
- Bridge loans
- Rate buydown mortgages
- Cash out refinance
- +19 more
See this lender
Mortgage lenderFirst Coast Mortgage Funding LLC
- 1099 income loans
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- +38 more
See this lender
Mortgage brokerFirst Florida Financial, INC.
- Asset depletion loans
- Bank statement loans
- Rate buydown mortgages
- Cash out refinance
- +18 more
See this broker
Mortgage brokerFlvmc LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Mortgages after bankruptcy or foreclosure
- +15 more
See this broker
Credit unionJm Associates
- FHA loans
- First time home buyer loans and programs
- HELOCs
- Jumbo loans
- +4 more
See this credit union- NMMortgage broker
Nexa Mortgage, LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- First time home buyer loans and programs
- +8 more
See this broker - NMMortgage broker
Nuview Mortgage, LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Construction loans
- Conventional mortgages
- +13 more
See this broker 
Mortgage brokerParco Finance LLC
- Conventional mortgages
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- +8 more
See this broker
Mortgage brokerReal-Tyme Investment Realty LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- FHA streamline refinance
- +14 more
See this broker
BankRenasant Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Conventional mortgages
- Down payment assistance programs
- +7 more
See this bank
Mortgage brokerRoyal Mortgage LLC
- Asset depletion loans
- Cash out refinance
- Condo mortgages
- Construction loans
- +18 more
See this broker- SMMortgage lender
Sharp Mortgages, INC.
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Cash out refinance
- Conventional mortgages
- +16 more
See this lender 
BankTD Bank, National Association
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Construction loans
- +11 more
See this bank
Other loans in Jacksonville
- Refinance67 firms
- First time home buyer loans and programs48 firms
- FHA loans46 firms
- Jumbo loans46 firms
- USDA loans42 firms
- Adjustable rate mortgages (ARM)37 firms
- VA loans36 firms
- Cash out refinance33 firms
- HELOCs29 firms
- Conventional mortgages28 firms
- Florida Housing and Hometown Heroes loans25 firms
- Investment property and rental loans24 firms
- All home loans in Jacksonville159 firms, every loan type
- Second home mortgages across Florida409 firms statewide
Duval County at a glance
| Mortgage applications filed in 2025 | 46,349 |
| Loans originated | 21,490 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 17% |
| Investor and second home share | 12% |
| Dollar volume originated | $6,887,330,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $580,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
How many lenders offer second home mortgages in Jacksonville?
21 firms licensed or chartered to lend in Florida with a Jacksonville office list second home mortgages on their own websites as of October 15, 2026: 6 mortgage lenders, 8 mortgage brokers, 2 banks, 5 credit unions. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.
Should I use a broker or a lender for second home mortgages?
Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.