Florida › Jacksonville › Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 25 licensed Florida offices: Altamonte Springs, Atlantic Beach, Brandon, Clearwater, Clermont, Fleming Island, Gulf Breeze, Jacksonville and more.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Altamonte Springs, Atlantic Beach, Brandon, Clearwater, Clermont, Fleming Island, Gulf Breeze, Jacksonville, Kissimmee, Lutz, Mary Esther, Mayport, Miami, North Miami, Orlando, Pace, Panama City Beach, Pembroke Pines, Pensacola, Riverview, Ruskin, St Petersburg, Satellite Beach, Tampa, Winter Park |
| Counties | Bay, Brevard, Broward, Clay, Duval, Escambia, Hillsborough, Lake, Miami-Dade, Okaloosa, Orange, Osceola, Pinellas, Santa Rosa, Seminole |
| Website | navyfederal.org |
| Phone | (888) 842-6328 |
Loan types Navy Federal Credit Union lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Jacksonville firms offering it.
Loan mix from federal filings
| Florida loans originated, 2025 | 8,416 |
| Applications | 19,529 |
| Denial rate | 23% |
| Conventional / FHA / VA / USDA | 77% / 0% / 23% / 0% |
| Purchase / refinance / cash out | 40% / 3% / 11% |
| Home improvement / other purpose | 23% / 22% |
| Home equity lines of credit (HELOC) | 2,624 of the 8,416 |
| Investor and second home share | 4% |
| Dollar volume | $1,914,340,000 |
| Top counties | Duval (896), Escambia (772), Hillsborough (570), Santa Rosa (513), Orange (460) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by Navy Federal Credit Union. Counts are loans in Florida only.
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Duval County at a glance
| Mortgage applications filed in 2025 | 46,349 |
| Loans originated | 21,490 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 17% |
| Investor and second home share | 12% |
| Dollar volume originated | $6,887,330,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $580,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.