Florida › Jacksonville › Community First Credit Union Of Flo
Community First Credit Union Of Flo
Community First Credit Union Of Flo is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 1 licensed Florida office: Jacksonville.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Jacksonville |
| Legal entity | COMMUNITY FIRST CREDIT UNION OF FLO, LEI 549300PIL90PE1ZLKI49, Active |
| Counties | Duval |
| Website | communityfirstfl.org |
| Phone | (904) 354-8537 |
| Address shown on its site | 13910 Village Lake Circle, Jacksonville, FL 32258 |
Loan types Community First Credit Union Of Flo lists
Read from the firm’s own website on 2026-10-16. Lender-stated, not verified by LendResearch. Each links to the other Jacksonville firms offering it.
- 10 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Commercial real estate loans
- Equipment financing
- First time home buyer loans and programs
- HELOCs
- Home equity loans
- Interest only mortgages
- Jumbo loans
- Manufactured home loans
- Refinance
- Small business loans
Credit union facts from the NCUA
| Total assets | $2,808,440,530 |
| Members | 183,206 |
| Residential mortgage loans outstanding | $849,789,809 |
| Residential mortgages granted this year | $98,020,021 |
| Florida branches | 26 |
| Year opened | 1961 |
| Headquarters | Jacksonville, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 67290. Residential figures are 1 to 4 family and other consumer real estate loans.
Loan mix from federal filings
| Florida loans originated, 2025 | 1,135 |
| Applications | 1,845 |
| Denial rate | 20% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 20% / 14% / 64% |
| Home improvement / other purpose | 1% / 0% |
| Home equity lines of credit (HELOC) | 272 of the 1,135 |
| Investor and second home share | 2% |
| Dollar volume | $196,835,000 |
| Top counties | Duval (642), St. Johns (202), Clay (131), Nassau (87), Flagler (10) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by COMMUNITY FIRST CREDIT UNION OF FLO. Counts are loans in Florida only.
Community First Credit Union Of Flo offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Jacksonville | 637 N Lee St 32204 | (904) 354-8537 | Principal office |
| Callahan | 542523 Us Highway 1 32011 | (904) 384-8537 | Branch |
| Fleming Island | 2004 Eastwest Pkwy 32003 | (904) 354-8537 | Branch |
| Jacksonville | 1 Unf Dr Bldg 1402 32224 | (904) 354-8537 | Branch |
| Jacksonville | 1012 Margaret St 32204 | (904) 354-8537 | Branch |
| Jacksonville | 11200 San Jose Blvd 32223 | (904) 354-8537 | Branch |
| Jacksonville | 11907 Lem Turner Rd 32218 | (904) 354-8537 | Branch |
| Jacksonville | 13808 Beach Blvd 32224 | (904) 354-8537 | Branch |
| Jacksonville | 13910 Village Lake Cir 32258 | (904) 354-8537 | Branch |
| Jacksonville | 1623 Edgewood Ave W 32208 | (904) 354-8537 | Branch |
| Jacksonville | 1670 University Blvd W 32217 | (904) 354-8537 | Branch |
| Jacksonville | 3133 New Berlin Rd 32226 | (904) 354-8537 | Branch |
| Jacksonville | 5617 Beach Blvd 32207 | (904) 354-8537 | Branch |
| Jacksonville | 623 N Main St 32202 | (904) 354-8537 | Branch |
| Jacksonville | 701 W Adams St 32204 | (904) 354-8537 | Branch |
| Jacksonville | 7543 Gate Parkway 32256 | (904) 354-8537 | Branch |
| Jacksonville | 7640 103rd St 32210 | (904) 354-8537 | Branch |
| Jacksonville | 7676 Merrill Rd 32277 | (904) 354-8537 | Branch |
| Jacksonville | 9690 Applecross Rd 32222 | (904) 354-8537 | Branch |
| Jacksonville Beach | 1451 3rd St S 32250 | (904) 354-8537 | Branch |
| Neptune Beach | 1425 Atlantic Blvd 32266 | (904) 354-8537 | Branch |
| Orange Park | 625 Blanding Blvd 32073 | (904) 354-8537 | Branch |
| St Augustine | 3581 N Ponce De Leon Blvd 32084 | (904) 354-8537 | Branch |
| St Augustine | 5360 State Road 16 32092 | (904) 354-8537 | Branch |
| St Johns | 525 Beachwalk Shore Dr 32259 | (800) 342-8416 | Branch |
| Yulee | 463909 State Road 200 32097 | (904) 354-8537 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
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Duval County at a glance
| Mortgage applications filed in 2025 | 46,349 |
| Loans originated | 21,490 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 17% |
| Investor and second home share | 12% |
| Dollar volume originated | $6,887,330,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $580,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.