LendResearch Est. 2026

Florida › Boca Raton › Prosperity Home Mortgage, LLC

Prosperity Home Mortgage, LLC

Mortgage lender · NMLS 75164 and 13 Florida branch ids · Public record, as of October 15, 2026

Prosperity Home Mortgage, LLC is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 11 licensed Florida offices: Atlantic Beach, Boca Raton, Bonita Springs, Coral Gables, Jacksonville, Ponte Vedra Beach, St Augustine Beach, Stuart and more. Its principal office is in Fairfax, VA.

KindMortgage lender
License or charterFlorida mortgage lender (Chapter 494), status Approved
NMLS id75164 (company); branches 1709816, 1729835, 1730113, 1730127, 1730132, 1731502, 1754072, 1758047, 1860996, 1860997, 1861412, 1877219, 1936368
Florida officesAtlantic Beach, Boca Raton, Bonita Springs, Coral Gables, Jacksonville, Ponte Vedra Beach, St Augustine Beach, Stuart, Venice, Weston, Windermere
CountiesBroward, Duval, Lee, Martin, Miami-Dade, Orange, Palm Beach, St. Johns, Sarasota
Websiteelliotsantiago.phmloans.com

Loan types

Prosperity Home Mortgage, LLC does not publish a loan program list we could read. The license record above is the public data available. If this is your company, claiming the page lets you list programs free.

Loan mix from federal filings

Florida loans originated, 2025491
Applications803
Denial rate11%
Conventional / FHA / VA / USDA71% / 14% / 15% / 0%
Purchase / refinance / cash out82% / 7% / 8%
Home improvement / other purpose0% / 3%
Investor and second home share12%
Dollar volume$179,875,000
Top countiesDuval (123), St. Johns (51), Miami-Dade (32), Clay (23), Lee (22)

HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by Prosperity Home Mortgage, LLC. Counts are loans in Florida only.

Prosperity Home Mortgage, LLC offices in Florida

CityAddressPhoneRecord
Atlantic Beach375 Atlantic Boulevard, Suite 32233(904) 241-2417Branch, NMLS 1730127
Boca Raton2500 N. Military Trail, Suite 33431(561) 981-9400Branch, NMLS 1861412
Bonita Springs24880 S. Tamiami Trail, Suite 34134(239) 390-4000Branch, NMLS 1936368
Coral Gables550 S. Dixie Highway 33146(305) 960-2782Branch, NMLS 1758047
Jacksonville11576 San Jose Boulevard 32223(904) 260-4300Branch, NMLS 1731502
Jacksonville4190 Belfort Road, Suite 475 32216(877) 275-1762Branch, NMLS 1729835
Jacksonville9700 Phillips Hwy, Suite 103 32256(904) 568-1399Branch, NMLS 1754072
Ponte Vedra Beach333 Village Main Street, Suite 32082(904) 285-1800Branch, NMLS 1730113
St Augustine Beach112 Seagrove Main Street, Suit 32080(904) 471-6906Branch, NMLS 1730132
Stuart2363 Se Ocean Blvd. 34996(877) 275-1763Branch, NMLS 1860997
Venice1500 East Venice Ave, Suite 303 34292(877) 275-1763Branch, NMLS 1877219
Weston2000 Main Street 33326(954) 306-7218Branch, NMLS 1709816
Windermere401 Main Street, Suite B 34786(407) 876-2090Branch, NMLS 1860996

As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.

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Other lenders and brokers in Boca Raton

Palm Beach County at a glance

Mortgage applications filed in 202563,748
Loans originated28,383
Denial rate20%
FHA share of originations12%
VA share3%
Investor and second home share15%
Dollar volume originated$14,377,195,000
2026 conforming loan limit, 1 unit$832,750
2026 FHA loan limit, 1 unit$667,000

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.