Florida › Boca Raton › Guaranteed Rate, INC.
Guaranteed Rate, INC.
Guaranteed Rate, INC. is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 23 licensed Florida offices: Apollo Beach, Boca Raton, Boynton Beach, Brandon, Cape Coral, Clearwater, Coral Gables, Davenport and more. Its principal office is in Chicago, IL.
| Kind | Mortgage lender |
| License or charter | Florida mortgage lender (Chapter 494), status Approved |
| NMLS id | 2611 (company); branches 1103626, 1116893, 1690687, 1882512, 1968452, 2147970, 2313937, 2591491, 2610253, 2628865, 2674516, 2708662, 2712105, 2730874, 2731391, 2734600, 2739523, 2775049, 2794002, 2798094, 2801419, 2802227, 2803960, 2811119, 2816813, 2837350, 2846388, 2855347, 2860489, 2882115, 2883241, 2889850, 2905331, 987997 |
| Florida offices | Apollo Beach, Boca Raton, Boynton Beach, Brandon, Cape Coral, Clearwater, Coral Gables, Davenport, Daytona Beach, Deland, Fort Myers, Jacksonville, Jacksonville Beach, Lake Mary, Lakeland, Middleburg, Naples, Orlando, Palm Beach Gardens, St Petersburg, Tampa, Tarpon Springs, West Palm Beach |
| Counties | Clay, Collier, Duval, Hillsborough, Lee, Miami-Dade, Orange, Palm Beach, Pinellas, Polk, Seminole, Volusia |
| Website | rate.com |
Loan types Guaranteed Rate, INC. lists
Read from the firm’s own website on the crawl date. Lender-stated, not verified by LendResearch. Each links to the other Boca Raton firms offering it.
Loan mix from federal filings
| Florida loans originated, 2025 | 3,204 |
| Applications | 8,992 |
| Denial rate | 7% |
| Conventional / FHA / VA / USDA | 64% / 24% / 12% / 0% |
| Purchase / refinance / cash out | 77% / 7% / 9% |
| Home improvement / other purpose | 3% / 4% |
| Home equity lines of credit (HELOC) | 237 of the 3,204 |
| Investor and second home share | 15% |
| Dollar volume | $1,178,040,000 |
| Top counties | Pasco (230), Hillsborough (221), Pinellas (216), Polk (211), Palm Beach (207) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by GUARANTEED RATE, INC.. Counts are loans in Florida only.
Guaranteed Rate, INC. offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Apollo Beach | 109 Harbor Village Ln, Suite 101, Office #1 33572 | (813) 582-4690 | Branch, NMLS 2846388 |
| Boca Raton | 1900 Glades Road, Suite 400 33431 | (561) 257-1084 | Branch, NMLS 1968452 |
| Boca Raton | 2295 Nw Corporate Blvd., Suite 117, Office 1 33431 | (561) 226-4239 | Branch, NMLS 2591491 |
| Boca Raton | 4400 N. Federal Hwy, Ste 150 33431 | (561) 257-1087 | Branch, NMLS 1103626 |
| Boynton Beach | 1375 Gateway Blvd., Office 5 33426 | (561) 441-7777 | Branch, NMLS 2882115 |
| Brandon | 1218 Millennium Parkway, Suites 2-4 & 2-6 33511 | (813) 993-7469 | Branch, NMLS 2811119 |
| Cape Coral | 2326 Del Prado Boulevard, Unit 33 33990 | (239) 237-0104 | Branch, NMLS 2712105 |
| Cape Coral | 4040 Del Prado Blvd. S., Office 801 33904 | (801) 563-2816 | Branch, NMLS 2731391 |
| Clearwater | 2701 Sunset Point Road, Suite C 33759 | (813) 342-3035 | Branch, NMLS 2802227 |
| Coral Gables | 325 Almeria Avenue 33134 | (954) 302-8093 | Branch, NMLS 2855347 |
| Davenport | 43344 N. Us-27, Unit C 33837 | (407) 232-8369 | Branch, NMLS 2734600 |
| Daytona Beach | 211 E. International Speedway, Suite 204 32118 | (860) 213-0128 | Branch, NMLS 2674516 |
| Deland | 120 S. Woodland Blvd., Suite 218 32720 | (904) 328-1142 | Branch, NMLS 1882512 |
| Fort Myers | 12140 Carissa Commerce Court, Suite 200 33966 | (312) 252-2417 | Branch, NMLS 2860489 |
| Fort Myers | 1617 Hendry Street, Unit 205 33901 | (941) 346-3816 | Branch, NMLS 2798094 |
| Fort Myers | 3620 Colonial Blvd., Suite 210 33966 | (239) 398-0971 | Branch, NMLS 2801419 |
| Jacksonville | 12058 San Jose Blvd., Unit 402 32223 | (561) 257-1096 | Branch, NMLS 1690687 |
| Jacksonville | 7775 Baymeadows Way, Suite 310 32256 | (262) 951-1295 | Branch, NMLS 2739523 |
| Jacksonville Beach | 602 Shetter Avenue, Executive Office #1 32250 | (904) 760-5788 | Branch, NMLS 2775049 |
| Lake Mary | 1540 International Parkway, Suite 3030 32746 | (407) 743-1767 | Branch, NMLS 2883241 |
| Lakeland | 1102 S. Florida Avenue, Office 106 33803 | (863) 656-7446 | Branch, NMLS 2803960 |
| Lakeland | 211 E Main St., Office 111 33801 | (305) 910-0263 | Branch, NMLS 2313937 |
| Lakeland | 439 S. Florida Avenue, Suite 201, Office #1 33801 | (863) 293-1450 | Branch, NMLS 2816813 |
| Middleburg | 2739 Blanding Boulevard, Office #1 32068 | (904) 758-2447 | Branch, NMLS 2889850 |
| Naples | 2590 Northbrooke Plaza Dr., Suite #302 34119 | (773) 290-0367 | Branch, NMLS 2147970 |
| Orlando | 12301 Lake Underhill Road, Suite 263 32828 | (407) 212-4047 | Branch, NMLS 2905331 |
| Palm Beach Gardens | 2000 Pga Blvd, Ste A-3210 33408 | (561) 723-9157 | Branch, NMLS 987997 |
| St Petersburg | 111 Second Avenue N.e., Suite 305 33701 | (813) 463-2539 | Branch, NMLS 2610253 |
| Tampa | 100 Ashley Dr S, Suite 620, Office #1 33602 | (727) 373-1110 | Branch, NMLS 2708662 |
| Tampa | 2002 N Lois Ave, Ste 280 33607 | (813) 956-5836 | Branch, NMLS 1116893 |
| Tampa | 401 East Jackson Street, Suite 3300, Office 31 33602 | (813) 582-4690 | Branch, NMLS 2837350 |
| Tampa | 615 Channelside Drive, Suite 207, Office 30 33602 | (813) 867-5010 | Branch, NMLS 2730874 |
| Tarpon Springs | 123 E Tarpon Ave, Offices 206 & 208 34689 | (813) 513-6745 | Branch, NMLS 2794002 |
| West Palm Beach | 2101 Vista Parkway, Suite 222 33411 | (561) 226-4201 | Branch, NMLS 2628865 |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Palm Beach County at a glance
| Mortgage applications filed in 2025 | 63,748 |
| Loans originated | 28,383 |
| Denial rate | 20% |
| FHA share of originations | 12% |
| VA share | 3% |
| Investor and second home share | 15% |
| Dollar volume originated | $14,377,195,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.