Florida › Jacksonville › Hard money and private money loans

Hard money and private money loans in Jacksonville

By Kunal (KJ), former licensed mortgage loan originator · Sources: Florida OFR license file, FDIC, NCUA, firm websites, HMDA

5 firms with a Jacksonville office list hard money and private money loans on their own sites: 1 mortgage lender, 4 mortgage brokers. All are approved on the Florida license file or federally chartered. Claimed firms appear first, then firms with the most complete public data.

• Mortgage lender

  Point Mortgage Corporation

  Jacksonville +5 more NMLS 1313812

  • Adjustable rate mortgages (ARM)
  • Commercial real estate loans
  • Conventional mortgages
  • Down payment assistance programs
  • +10 more
  711 FL loans in 2025See this lender
• Mortgage broker

  Dixon Link Capital LLC

  Jacksonville NMLS 2029225

  • 10 year fixed mortgages
  • Bridge loans
  • Business acquisition loans
  • Cash out refinance
  • +15 more
  See this broker
• FMMortgage broker

  Florida Mortgage CORP

  Jacksonville +1 more NMLS 1590291

  • Blanket and portfolio loans
  • Cash out refinance
  • Foreign national mortgages
  • Hard money and private money loans
  • +2 more
  See this broker
• Mortgage broker

  Flvmc LLC

  Jacksonville +11 more NMLS 1299512

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • Conventional mortgages
  • Mortgages after bankruptcy or foreclosure
  • +15 more
  See this broker
• Mortgage broker

  Real-Tyme Investment Realty LLC

  Jacksonville NMLS 2114625

  • Adjustable rate mortgages (ARM)
  • Cash out refinance
  • FHA loans
  • FHA streamline refinance
  • +14 more
  See this broker

Other loans in Jacksonville

• Refinance67 firms
• First time home buyer loans and programs48 firms
• FHA loans46 firms
• Jumbo loans46 firms
• USDA loans42 firms
• Adjustable rate mortgages (ARM)37 firms
• VA loans36 firms
• Cash out refinance33 firms
• HELOCs29 firms
• Conventional mortgages28 firms
• Florida Housing and Hometown Heroes loans25 firms
• Investment property and rental loans24 firms

• All home loans in Jacksonville159 firms, every loan type
• Hard money and private money loans across Florida201 firms statewide

Duval County at a glance

As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.

Questions people ask

How many lenders offer hard money and private money loans in Jacksonville?

5 firms licensed or chartered to lend in Florida with a Jacksonville office list hard money and private money loans on their own websites as of October 15, 2026: 1 mortgage lender, 4 mortgage brokers. Every firm here is approved on the Florida Office of Financial Regulation file or insured by the FDIC or NCUA; inactive licensees are never shown.

Should I use a broker or a lender for hard money and private money loans?

Either can get you the loan. A mortgage lender funds it with its own money; a mortgage broker shops it to several lenders and does not fund it; a bank or credit union lends its own deposits. Each card says which kind the firm is. Compare at least two, and ask each whether it funds or brokers the loan.