Florida › Jacksonville › Construction, renovation and land loans
Construction, renovation and land loans in Jacksonville
41 firms with a Jacksonville office offer at least one loan that fits: 11 mortgage lenders, 12 mortgage brokers, 11 banks, 7 credit unions. The specific loans behind this page are listed below, each with its own page.
The loans this covers
- CFMortgage lender
Cardinal Financial Company, Limited Partnership
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- Cash out refinance
- Condo mortgages
- +13 more
1,232 FL loans in 2025See this lender 
Mortgage lenderCarrington Mortgage Services, LLC
- Adjustable rate mortgages (ARM)
- Assumable mortgages
- Cash out refinance
- Conventional mortgages
- +10 more
1,296 FL loans in 2025See this lender
Credit unionCoastline
- Cash out refinance
- Construction loans
- Conventional mortgages
- First time home buyer loans and programs
- +9 more
81 FL loans in 2025See this credit union
BankEverBank, National Association
- Business acquisition loans
- Commercial real estate loans
- Construction loans
- Equipment financing
- +5 more
1 FL loans in 2025See this bank
Credit unionFirst Florida
- First time home buyer loans and programs
- HELOCs
- Land loans
- Net lease financing
- +1 more
116 FL loans in 2025See this credit union
BankFirst-Citizens Bank & Trust Company
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- +18 more
266 FL loans in 2025See this bank
Credit unionFlorida
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Blanket and portfolio loans
- Cash out refinance
- +18 more
840 FL loans in 2025See this credit union- GMMortgage lender
Guild Mortgage Company LLC
- 10 year fixed mortgages
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Rate buydown mortgages
- +18 more
2,790 FL loans in 2025See this lender - MMMortgage lender
Movement Mortgage, LLC
- Cash out refinance
- Condo mortgages
- Conventional mortgages
- DSCR loans
- +12 more
4,122 FL loans in 2025See this lender 
Credit unionPublix Employees
- First time home buyer loans and programs
- Jumbo loans
- Land loans
- Refinance
61 FL loans in 2025See this credit union- SMMortgage lender
Summit Mortgage Corporation
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Conventional mortgages
- Down payment assistance programs
- +7 more
1 FL loans in 2025See this lender - ACredit union
Alive
- Construction loans
- First time home buyer loans and programs
- Home equity loans
- Net lease financing
- +2 more
See this credit union 
Mortgage brokerCapstone Mortgage Lending LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +7 more
See this broker- CPCredit union
City & Police Federal Credit Union
- Construction loans
- Home equity loans
- Net lease financing
- Small business loans
See this credit union - CBBank
Cogent Bank
- Asset depletion loans
- Bridge loans
- Business acquisition loans
- Commercial real estate loans
- +16 more
See this bank 
BankColony Bank
- Commercial real estate loans
- Construction loans
- Farm loans
- HELOCs
- +5 more
See this bank
BankCypress Bank & Trust
- Commercial real estate loans
- Equipment financing
- HELOCs
- Home equity loans
- +6 more
See this bank
Mortgage brokerDixon Link Capital LLC
- 10 year fixed mortgages
- Bridge loans
- Business acquisition loans
- Cash out refinance
- +15 more
See this broker- EHMortgage broker
Edge Home Finance, LLC
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- +7 more
See this broker 
Mortgage lenderEnvoy Mortgage Ltd
- Adjustable rate mortgages (ARM)
- Bridge loans
- Rate buydown mortgages
- Cash out refinance
- +19 more
See this lender
Mortgage lenderFirst Coast Mortgage Funding LLC
- 1099 income loans
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- +38 more
See this lender
BankFirst Federal Bank
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Business acquisition loans
- Commercial real estate loans
- +17 more
See this bank
BankFlorida Capital Bank, National Association
- Adjustable rate mortgages (ARM)
- Bridge loans
- Business acquisition loans
- Rate buydown mortgages
- +14 more
See this bank
BankHancock Whitney Bank
- Asset depletion loans
- Business acquisition loans
- Commercial real estate loans
- Construction loans
- +9 more
See this bank- JHMortgage lender
Jet Homeloans, LP
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Blanket and portfolio loans
- Rate buydown mortgages
- +15 more
See this lender 
Credit unionJm Associates
- FHA loans
- First time home buyer loans and programs
- HELOCs
- Jumbo loans
- +4 more
See this credit union- NMMortgage broker
Nexa Mortgage, LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- First time home buyer loans and programs
- +8 more
See this broker 
Mortgage brokerNorth Star Mortgage Network INC.
- Asset depletion loans
- Bank statement loans
- Rate buydown mortgages
- Cash out refinance
- +24 more
See this broker- NMMortgage broker
Nuview Mortgage, LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Construction loans
- Conventional mortgages
- +13 more
See this broker 
Mortgage brokerParco Finance LLC
- Conventional mortgages
- DSCR loans
- FHA loans
- First time home buyer loans and programs
- +8 more
See this broker
Mortgage lenderPlaza Home Mortgage, INC.
- DSCR loans
- FHA loans
- Jumbo loans
- Non QM loans
- +5 more
See this lender
Mortgage brokerReal-Tyme Investment Realty LLC
- Adjustable rate mortgages (ARM)
- Cash out refinance
- FHA loans
- FHA streamline refinance
- +14 more
See this broker
Mortgage brokerRoyal Mortgage LLC
- Asset depletion loans
- Cash out refinance
- Condo mortgages
- Construction loans
- +18 more
See this broker
Mortgage brokerSawgrass Mortgage Corporation
- Cash out refinance
- Construction loans
- FHA loans
- First time home buyer loans and programs
- +6 more
See this broker- SNBank
Seacoast National Bank
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Business acquisition loans
- Commercial real estate loans
- +15 more
See this bank - SMMortgage lender
Sharp Mortgages, INC.
- Adjustable rate mortgages (ARM)
- Bank statement loans
- Cash out refinance
- Conventional mortgages
- +16 more
See this lender 
BankTD Bank, National Association
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Construction loans
- +11 more
See this bank
Mortgage lenderTriad Financial Services, INC.
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Mortgages after bankruptcy or foreclosure
- Manufactured home loans
- +2 more
See this lender
BankTruist Bank
- Cash out refinance
- Commercial real estate loans
- Construction loans
- FHA loans
- +7 more
See this bank
Mortgage brokerTrustline Mortgage, INC.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- Construction loans
- +6 more
See this broker
Mortgage brokerUnited Mortgage Group, INC.
- 15 year fixed mortgages
- Adjustable rate mortgages (ARM)
- Cash out refinance
- DSCR loans
- +8 more
See this broker
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Duval County at a glance
| Mortgage applications filed in 2025 | 46,349 |
| Loans originated | 21,490 |
| Denial rate | 18% |
| FHA share of originations | 18% |
| VA share | 17% |
| Investor and second home share | 12% |
| Dollar volume originated | $6,887,330,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $580,750 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Duval County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.
Questions people ask
Which loans count as construction, renovation and land loans?
This page gathers construction loans, renovation loans, spec construction loans, land loans. A firm appears if its own website lists at least one of them. Each loan also has its own Jacksonville page with only the firms that list it.