Florida › Boca Raton › Locality Bank
Locality Bank
Locality Bank is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 2 licensed Florida offices: Boca Raton, Fort Lauderdale.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Boca Raton, Fort Lauderdale |
| Counties | Broward, Palm Beach |
| Website | localitybank.com |
| Phone | (954) 799-0900 |
| Address shown on its site | 1400 South Andrews Ave. Fort Lauderdale, FL 33316 |
Loan types Locality Bank lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Boca Raton firms offering it.
- Business acquisition loans
- Commercial real estate loans
- Construction loans
- Equipment financing
- Hotel financing
- Interest only mortgages
- Investment property and rental loans
- Refinance
- Renovation loans
- SBA loans
- Small business loans
- Spec construction loans
Bank facts from the FDIC
| Total assets | $396,243,000 |
| Deposits | $346,018,000 |
| Offices nationwide | 2 |
| Florida offices | 2 |
| Return on assets | 0.29% |
| Established | 2022 |
| Headquarters | Fort Lauderdale, FL |
| Holding company | LOCALITY BANCSHARES INC |
FDICFDIC institution record for certificate 59278, latest quarterly filing. Dollar figures as reported.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
Locality Bank offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Fort Lauderdale | 1400 S Andrews Ave 33316 | Principal office | |
| Boca Raton | 1489 W Palmetto Park Rd 33486 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Palm Beach County at a glance
| Mortgage applications filed in 2025 | 63,748 |
| Loans originated | 28,383 |
| Denial rate | 20% |
| FHA share of originations | 12% |
| VA share | 3% |
| Investor and second home share | 15% |
| Dollar volume originated | $14,377,195,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.