Florida › Boca Raton › United Community Bank
United Community Bank
United Community Bank is a bank: it an FDIC-insured depository institution that lends its own money and offers its own loan products. It has 20 licensed Florida offices: Boca Raton, Coral Gables, Destin, Fort Lauderdale, Inlet Beach, Lake Mary, Melbourne, Miami and more.
| Kind | Bank |
| License or charter | FDIC-insured bank |
| Florida offices | Boca Raton, Coral Gables, Destin, Fort Lauderdale, Inlet Beach, Lake Mary, Melbourne, Miami, Oakland Park, Orlando, Palm Beach Gardens, Panama City, Ponte Vedra Beach, Santa Rosa Beach, Sarasota, South Miami, Stuart, Tampa, Tavares, Winter Park |
| Counties | Bay, Brevard, Broward, Hillsborough, Lake, Martin, Miami-Dade, Okaloosa, Orange, Palm Beach, St. Johns, Sarasota, Seminole, Walton |
| Website | seasidebank.com |
| Phone | (800) 822-2651 |
Loan types United Community Bank lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Boca Raton firms offering it.
- Adjustable rate mortgages (ARM)
- Asset depletion loans
- Cash out refinance
- Commercial real estate loans
- Construction loans
- Conventional mortgages
- Mortgages after bankruptcy or foreclosure
- Down payment assistance programs
- FHA loans
- First time home buyer loans and programs
- Hard money and private money loans
- HELOCs
- Home equity loans
- Interest only mortgages
- Investment property and rental loans
- Jumbo loans
- Manufactured home loans
- Physician mortgages
- Refinance
- Renovation loans
- SBA loans
- Second home mortgages
- Small business loans
- Florida Housing and Hometown Heroes loans
- USDA loans
- VA loans
Bank facts from the FDIC
| Total assets | $28,987,812,000 |
| Deposits | $24,073,192,000 |
| Offices nationwide | 192 |
| Florida offices | 21 |
| Return on assets | 1.40% |
| Established | 1950 |
| Headquarters | Greenville, SC |
| Holding company | UNITED COMMUNITY BANKS INC |
FDICFDIC institution record for certificate 16889, latest quarterly filing. Dollar figures as reported.
No 2025 HMDA filing matched to this firm yet. Lenders below the federal reporting threshold do not file.
United Community Bank offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Boca Raton | 1800 N Military Trl 33431 | Branch | |
| Coral Gables | 3399 Ponce De Leon Blvd 33134 | Branch | |
| Destin | 35008 Emerald Coast Pkwy 32541 | Branch | |
| Fort Lauderdale | 450 E Las Olas Blvd 33301 | Branch | |
| Inlet Beach | 12805 Us Highway 98 E 32461 | Branch | |
| Lake Mary | 100 Colonial Center Pkwy 32746 | Branch | |
| Melbourne | 2338 Citadel Way 32940 | Branch | |
| Miami | 8941 Sw 136th St 33176 | Branch | |
| Oakland Park | 4301 N Federal Hwy 33308 | Branch | |
| Orlando | 250 South Orange Avenue 32801 | Branch | |
| Orlando | 4705 S Apopka Vineland Rd 32819 | Branch | |
| Palm Beach Gardens | 4290 Professional Center Dr 33410 | Branch | |
| Panama City | 1805 W. 23rd St. 32405 | Branch | |
| Ponte Vedra Beach | 820 Us Highway A1A N 32082 | Branch | |
| Santa Rosa Beach | 3063 Us Highway 98 W 32459 | Branch | |
| Sarasota | 1561 Main Street 34236 | Branch | |
| South Miami | 5880 Sunset Dr 33143 | Branch | |
| Stuart | 309 Se Osceola St 34994 | Branch | |
| Tampa | 5426 Bay Center Dr 33609 | Branch | |
| Tavares | 115 E Burleigh Blvd 32778 | Branch | |
| Winter Park | 700 W Morse Blvd 32789 | Branch |
As of October 15, 2026Source: FDIC office and branch records. Addresses are as filed; call before visiting.
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Palm Beach County at a glance
| Mortgage applications filed in 2025 | 63,748 |
| Loans originated | 28,383 |
| Denial rate | 20% |
| FHA share of originations | 12% |
| VA share | 3% |
| Investor and second home share | 15% |
| Dollar volume originated | $14,377,195,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.