Florida › Boca Raton › Guaranteed Rate Affinity, LLC
Guaranteed Rate Affinity, LLC
Guaranteed Rate Affinity, LLC is a mortgage lender: it funds loans with its own money or credit lines, then keeps, services or sells them (Fla. Stat. 494.001(24); CFPB: “a financial institution that makes direct loans”). It has 24 licensed Florida offices: Aventura, Boca Raton, Bradenton, Brandon, Coral Gables, Coral Springs, Fort Lauderdale, Lake Mary and more. Its principal office is in Chicago, IL.
| Kind | Mortgage lender |
| License or charter | Florida mortgage lender (Chapter 494), status Approved |
| NMLS id | 1598647 (company); branches 1602198, 1602216, 1602219, 1602244, 1602245, 1602285, 1602306, 1602316, 1602322, 1602324, 1602391, 1602396, 1602477, 1602484, 1602491, 1602497, 1602499, 1602509, 1602510, 1667163, 1667489, 1667499, 1916290, 2214013, 2221065, 2724288 |
| Florida offices | Aventura, Boca Raton, Bradenton, Brandon, Coral Gables, Coral Springs, Fort Lauderdale, Lake Mary, Naples, Orlando, Palm Beach Gardens, Palm Harbor, Panama City, Pensacola, Sarasota, Siesta Key, St Pete Beach, St Petersburg, Stuart, Tampa, Venice, Weston, Winter Park, Winter Springs |
| Counties | Bay, Broward, Collier, Escambia, Hillsborough, Manatee, Martin, Miami-Dade, Orange, Palm Beach, Pinellas, Sarasota, Seminole |
| Website | grarate.com |
Loan types Guaranteed Rate Affinity, LLC lists
Read from the firm’s own website on the crawl date. Lender-stated, not verified by LendResearch. Each links to the other Boca Raton firms offering it.
Loan mix from federal filings
| Florida loans originated, 2025 | 1,458 |
| Applications | 2,516 |
| Denial rate | 7% |
| Conventional / FHA / VA / USDA | 78% / 12% / 9% / 0% |
| Purchase / refinance / cash out | 86% / 3% / 6% |
| Home improvement / other purpose | 2% / 3% |
| Home equity lines of credit (HELOC) | 74 of the 1,458 |
| Investor and second home share | 16% |
| Dollar volume | $555,740,000 |
| Top counties | Sarasota (122), Broward (118), Hillsborough (111), Pinellas (101), Palm Beach (94) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by GUARANTEED RATE AFFINITY, LLC. Counts are loans in Florida only.
Guaranteed Rate Affinity, LLC offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Aventura | 20803 Biscayne Blvd. Suite 102 33180 | (773) 516-6982 | Branch, NMLS 1602198 |
| Boca Raton | 1200 North Federal Highway, Suite 111 33432 | (888) 844-9888 | Branch, NMLS 1916290 |
| Bradenton | 11215 State Route 70 Suite 105 34202 | (773) 516-6982 | Branch, NMLS 1602216 |
| Brandon | 213 W. Bloomingdale Ave. 33511 | (773) 516-6982 | Branch, NMLS 1602219 |
| Coral Gables | 4000 Ponce De Leon Blvd. Suite 33146 | (773) 516-6982 | Branch, NMLS 1602244 |
| Coral Springs | 5810 Coral Ridge Drive Suite 1 33076 | (773) 516-6982 | Branch, NMLS 1602245 |
| Fort Lauderdale | 901 E. Las Olas Blvd., Suite 101 33301 | (502) 208-7520 | Branch, NMLS 1667163 |
| Lake Mary | 1120 Townpark Ave, Suite 1042 32746 | (773) 516-6982 | Branch, NMLS 1602285 |
| Naples | 550 Fifth Avenue South 34102 | (773) 516-6982 | Branch, NMLS 1602306 |
| Orlando | 7626 W. Sand Lake Road 32819 | (773) 516-6982 | Branch, NMLS 1602316 |
| Palm Beach Gardens | 4590 Pga Boulevard Suite 108 33418 | (773) 516-6982 | Branch, NMLS 1602322 |
| Palm Harbor | 3474 Tampa Road 34684 | (773) 516-6982 | Branch, NMLS 1602324 |
| Panama City | 4408 Delwood Lane, Suite 28 32408 | (850) 343-4241 | Branch, NMLS 2724288 |
| Pensacola | 545 Brent Ln., Office 100 32503 | (850) 329-1869 | Branch, NMLS 2214013 |
| Sarasota | 100 N. Tamiami Trail 34236 | (773) 516-6982 | Branch, NMLS 1602396 |
| Sarasota | 423 St. Armands Circle 34236 | (888) 844-9888 | Branch, NMLS 1602391 |
| Siesta Key | 5145 Ocean Blvd 34242 | (502) 208-7520 | Branch, NMLS 1667499 |
| St Pete Beach | 6505 Gulf Blvd. 33706 | (773) 516-6982 | Branch, NMLS 1602477 |
| St Petersburg | 3637 4th Street N, Suite 100 33704 | (773) 516-6982 | Branch, NMLS 1602484 |
| Stuart | 759 Sw Federal Hwy, Suite 201 34994 | (954) 331-8817 | Branch, NMLS 2221065 |
| Tampa | 19026 Bruce B. Downs Blvd. 33647 | (773) 516-6982 | Branch, NMLS 1602497 |
| Tampa | 500 N. Westshore Blvd, Ste. 85 33609 | (773) 516-6982 | Branch, NMLS 1602491 |
| Venice | 331 W. Venice Avenue 34285 | (773) 516-6982 | Branch, NMLS 1602499 |
| Weston | 2690 Weston Road Suite 101 33331 | (502) 208-7520 | Branch, NMLS 1667489 |
| Winter Park | 400 Park Ave. South Suite 210 32789 | (773) 516-6982 | Branch, NMLS 1602509 |
| Winter Springs | 5965 Red Bug Lake Road Suite 1 32708 | (773) 516-6982 | Branch, NMLS 1602510 |
As of October 15, 2026Source: Florida OFR office and branch records. Addresses are as filed; call before visiting.
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Palm Beach County at a glance
| Mortgage applications filed in 2025 | 63,748 |
| Loans originated | 28,383 |
| Denial rate | 20% |
| FHA share of originations | 12% |
| VA share | 3% |
| Investor and second home share | 15% |
| Dollar volume originated | $14,377,195,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.