Florida › Boca Raton › South Atlantic
South Atlantic
South Atlantic is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 1 licensed Florida office: Boca Raton.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Boca Raton |
| Counties | Palm Beach |
| Website | safcu1.org |
| Phone | (334) 451-1321 |
Loan types
South Atlantic does not publish a loan program list we could read. The license record above is the public data available. If this is your company, claiming the page lets you list programs free.
Credit union facts from the NCUA
| Total assets | $17,414,874 |
| Members | 2,150 |
| Residential mortgage loans outstanding | $1,877,677 |
| Florida branches | 1 |
| Year opened | 1973 |
| Headquarters | Boca Raton, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 21202. Residential figures are 1 to 4 family and other consumer real estate loans.
Loan mix from federal filings
| Florida loans originated, 2025 | 1 |
| Applications | 2 |
| Denial rate | 0% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 100% / 0% / 0% |
| Home improvement / other purpose | 0% / 0% |
| Investor and second home share | 100% |
| Dollar volume | $245,000 |
| Top counties | Duval (1) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by South Atlantic Bank. Counts are loans in Florida only.
South Atlantic offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Boca Raton | 1 W Camino Real Ste 110 33432 | (561) 394-7097 | Principal office |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
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- AHMortgage lender
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Fairway Independent Mortgage Corporation
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BankFirst-Citizens Bank & Trust Company
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Guild Mortgage Company LLC
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Ithink Financial
- Commercial real estate loans
- HELOCs
- Refinance
375 FL loans in 2025See this credit union
Palm Beach County at a glance
| Mortgage applications filed in 2025 | 63,748 |
| Loans originated | 28,383 |
| Denial rate | 20% |
| FHA share of originations | 12% |
| VA share | 3% |
| Investor and second home share | 15% |
| Dollar volume originated | $14,377,195,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $667,000 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Palm Beach County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.