Mccoy
Mccoy is a credit union: it a member-owned, not-for-profit cooperative insured by the NCUA; you must be eligible for membership to borrow. It has 8 licensed Florida offices: Apopka, Clermont, Kissimmee, Lake Mary, Maitland, Ocoee, Orlando, Winter Garden.
| Kind | Credit union |
| License or charter | NCUA-insured credit union |
| Florida offices | Apopka, Clermont, Kissimmee, Lake Mary, Maitland, Ocoee, Orlando, Winter Garden |
| Counties | Lake, Orange, Osceola, Seminole |
| Website | mccoyfcu.org |
| Phone | (407) 855-5452 |
Loan types Mccoy lists
Read from the firm’s own website on October 15, 2026. Lender-stated, not verified by LendResearch. Each links to the other Orlando firms offering it.
Credit union facts from the NCUA
| Total assets | $988,473,436 |
| Members | 80,572 |
| Residential mortgage loans outstanding | $121,668,247 |
| Residential mortgages granted this year | $5,191,250 |
| Florida branches | 16 |
| Year opened | 1954 |
| Headquarters | Orlando, FL |
NCUA 6/30/2025 NCUA 5300 call report, charter 9915. Residential figures are 1 to 4 family and other consumer real estate loans.
Loan mix from federal filings
| Florida loans originated, 2025 | 106 |
| Applications | 344 |
| Denial rate | 35% |
| Conventional / FHA / VA / USDA | 100% / 0% / 0% / 0% |
| Purchase / refinance / cash out | 7% / 3% / 18% |
| Home improvement / other purpose | 29% / 43% |
| Investor and second home share | 0% |
| Dollar volume | $11,910,000 |
| Top counties | Orange (71), Osceola (15), Seminole (9), Lake (8), Volusia (2) |
HMDA 2025FFIEC HMDA loan-level data, Florida, calendar year 2025, filed by McCoy Federal Credit Union. Counts are loans in Florida only.
Mccoy offices in Florida
| City | Address | Phone | Record |
|---|---|---|---|
| Orlando | 41 W Michigan St 32806 | (407) 855-5452 | Principal office |
| Apopka | 931 N Park Ave 32712 | (407) 855-5452 | Branch |
| Clermont | 1051 E Highway 50 34711 | (407) 855-5452 | Branch |
| Kissimmee | 2994 Dyer Blvd 34741 | (407) 855-5452 | Branch |
| Lake Mary | 3540 N Hwy 17-92 32746 | (407) 855-5452 | Branch |
| Maitland | 9405 S Us Highway 17/92 32751 | (407) 831-8844 | Branch |
| Ocoee | 1575 E Silver Star Rd 34761 | (407) 855-5452 | Branch |
| Orlando | 13800 Veterans Way 32827 | (407) 855-5452 | Branch |
| Orlando | 1900 Mccoy Rd 32809 | (407) 855-5452 | Branch |
| Orlando | 2075 Central Florida Pkwy 32837 | (407) 855-5452 | Branch |
| Orlando | 35 W Michigan St 32806 | (407) 855-5452 | Branch |
| Orlando | 502 S Chickasaw Trl 32825 | (407) 855-5452 | Branch |
| Orlando | 5620 L B Mcleod Rd 32811 | (407) 855-5452 | Branch |
| Orlando | 5757 Curry Ford Rd 32822 | (407) 855-5452 | Branch |
| Orlando | 9101 Narcoossee Rd 32827 | (407) 855-5452 | Branch |
| Winter Garden | 15402 Waterbird Rd 34787 | (407) 855-5452 | Branch |
As of October 15, 2026Source: NCUA office and branch records. Addresses are as filed; call before visiting.
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Orange County at a glance
| Mortgage applications filed in 2025 | 55,353 |
| Loans originated | 25,010 |
| Denial rate | 19% |
| FHA share of originations | 15% |
| VA share | 6% |
| Investor and second home share | 13% |
| Dollar volume originated | $11,335,890,000 |
| 2026 conforming loan limit, 1 unit | $832,750 |
| 2026 FHA loan limit, 1 unit | $541,287 |
As of October 15, 2026Sources: FFIEC HMDA 2025 loan-level data for Orange County, FL; FHFA 2026 conforming loan limits; HUD 2026 FHA mortgage limits. Look up any county.